Maximize Profits: How the BRRRR Strategy Revolutionizes Buy and Hold

Brett McCollum (00:00.614)
All right guys, welcome back to the show. I am your host Brett McCollum. I’m here today with Brady Boyer. Today we’re gonna be talking about buying and holding using the BIR strategy. Before we do guys, at Investor Fuel, we help real estate investors, service providers, and real estate entrepreneurs to 5x their businesses to allow them to build the businesses they’ve always wanted and live the lives they’ve always dreamed of. Without further ado, Brady, how are you, man?

Brady Boyer (00:26.35)
Good, how are you doing today?

Brett McCollum (00:29.364)
Doing good, man. Thanks for being here with us. I appreciate you jumping on, and it was good catching up with you, man, getting to know you a little bit before the show today. Before we get too far, can you do us a favor, man? Like, let’s back up, give some context, history. Who is Brady Boyer?

Brady Boyer (00:43.63)
Yeah, sure. So I grew up in York, Pennsylvania. It’s a little town outside of Harrisburg, kind of in between Baltimore, Philly and Pittsburgh, central Pennsylvania. Went to high school there and after high school kind of graduated, obviously, and went to Penn State where I majored in accounting and finance. Knew kind of growing up, actually got introduced to real estate through a high school teacher.

was in his social studies class in like 10th or 11th grade and he would post quotes on the kind of the board before each class and he had a lot of quotes from Rich Dad Poor Dad. And so I started, you know, kind of getting into what is this book? And I remember going to like probably Barnes and Noble or, you know, some actual paper copy bookstore back in the day to kind of buy that book. And that’s where we kind of started it all. But yeah, after kind of reading that book, I spent probably the next like 10 years or so kind of

you know, going through college and studying real estate, took real estate classes in college, read a lot of books, read a lot of websites. And it wasn’t until kind of after college where I really kind of jumped in, had some college student loans that I prioritized paying down after college. And probably in 2016, I jumped into bought my first property, which would have been, I guess, five years after college. So paid off a lot of that debt in those times after college and then positioned myself to save some money and.

and start buying properties. And the thing I should mention. Yep.

Brett McCollum (02:12.679)
Man. All right. Let’s back up a bit. Yeah, go ahead.

Brady Boyer (02:19.022)
The other thing I was going say is I actually ran an Airbnb in a spare bedroom when I lived in New York City, which helped me kind of save up lot of the funds that I used to buy that first investment property, which was a great experience, kind of diving into real estate without really having to put up a penny to buy a place I could kind of do Airbnb arbitrage to generate some cash and save up some funds.

Brett McCollum (02:44.519)
Yeah, no doubt. Very cool. All right, I wanna back up a bit. Let’s go back to high school Brady, okay? You’re sitting there, you’re in that classroom, you gotta teach. It’s funny is, Brady, how old are you, by the way?

Brady Boyer (02:58.954)
I am 32.

Brett McCollum (03:01.247)
32, okay. So I’m a little older than you are. I had a teacher very similar to that. know, social studies economics, you know, and that’s kind of…

always posting stuff like this and just challenge your mind. It’s funny as though I never took that with a grain of salt though. I just was like, all right, just guys putting stuff on the board. But like upon reflection, yeah, I’m like, man, I wish I would have done that. it’s interesting though that when did you because you mentioned that you start like you got the as affectionately we like to call it the purple Bible. When did you first read the Rich Dad Poor Dad book?

Brady Boyer (03:23.586)
Right. Right.

Brett McCollum (03:43.041)
Was that in high school also or was that in college?

Brady Boyer (03:44.886)
Yes, so that was in high school. think the way I remember it was I probably had that class in probably the spring semester or I don’t I you had semesters in high school. But anyways, in the spring and then think over the summer I read the book and I actually did not like reading at the time, but I remember finishing that book in like week and a half because it just, clicked and I kind of knew growing up that I always wanted to be in control of my life and my time and wanted to do business and whatnot.

just kind of jumpstarted everything for me. yeah, I it really quickly right after that class during the summer.

Brett McCollum (04:19.815)
Yeah, I like that. So you read that, you’re 18-ish, 17-ish probably at this point. You went in and then you mentioned you went to Penn State, right? And so it was there that you said, was it accounting? Did I hear that correct in finance?

Brady Boyer (04:35.694)
Yeah, I studied accounting and finance at Penn State, yep, and took some real estate courses along the way, which were kind of more focused on commercial real estate, but, you know, helpful to kind get the concepts and took some business law classes. And I think all on my journey, I was trying to build tools to use, you know, to kind of achieve those goals that I talked about of, you know, owning my own businesses and real estate kind of in the future. So I wanted to make sure I understood, you know, money and finances and, you know, some basic law concepts and whatnot.

Brett McCollum (04:44.19)
Right.

Brady Boyer (05:05.688)
So that’s kind how I picked my classes at college and focused on those subjects and just kind of wanted to grow in those areas.

Brett McCollum (05:14.175)
Yeah, by the way, I must say, I know me at 18 and probably a lot of us at 18 did not have the foresight to think about that. know, like, you know what? Accounting and finance is gonna serve me well for what I want to do in the future. Because my goal through college was graduate.

Brady Boyer (05:29.559)
Yeah.

Brady Boyer (05:33.006)
Yep.

Brett McCollum (05:33.684)
You know, not even like that. I didn’t know what I wanted to be when I was, you know, I didn’t know who I was. I was still figuring it out. And I played sports through college and, and, you know, as a in the collegiate, like athletics, you know, thing there, most of the people that were.

there around us. We were all there just to play a sport and there was no like there was no future outside of which is stupid by the way because what is it the half of a one percent kind of a thing actually make it.

Brady Boyer (05:54.23)
Right.

Brady Boyer (06:02.786)
Right. Yep.

Brett McCollum (06:05.233)
You know, and so I have to commend you having the foresight at a young age to go and say, you know what, like, I read this book, this is what I like, this is something I want to do with my future, I’m going to take classes to complement that now. Wow, man, like that’s such a rare, that’s such a rare thing to hear, honestly, and good for you for it.

Brady Boyer (06:18.604)
Yeah.

Brady Boyer (06:26.83)
Yeah, I appreciate it. I it didn’t always click that way. I think in high school, you know, I got decent grades, but I didn’t really necessarily apply myself. But like I said, once I kind of got to college and realized that I want to build these blocks towards my future and I was kind of studying topics I was interested in, it became a, you know, it wasn’t difficult to study anymore. It was stuff I was interested in. So it wasn’t like a task of having to go do homework. was, you know, I want to go do this. I want to learn about this.

Brett McCollum (06:55.999)
Yeah, no doubt. that’s just, I don’t know, I keep coming back to it, it’s just such a forward thinking, you know, and that says a lot about who you are. So let’s talk about this. So you go through college, you graduate, I mean it’s four years of, you know, this is what I wanna do. Were you doing anything during school, during college that kind of was working towards that, or were you kind of kind of biding your time? Like what was that time like?

Brady Boyer (07:23.278)
So I actually did a five-year accounting program at the time, believe, currently. You need to do five years to get your CPA. So I did the five-year program there. Wasn’t doing a whole lot, necessarily, real estate focused in college outside of kind of just like, like I said, taking the classes to kind of build those skills. I was constantly reading real estate books and constantly kind of reading real estate blogs and posts and asking questions and whatnot.

Brett McCollum (07:26.504)
Okay.

Brett McCollum (07:41.375)
and entiled.

Brady Boyer (07:50.882)
doing that during college but I wasn’t doing a whole lot of actual know deal analysis or anything like that.

Brett McCollum (07:58.066)
Yeah, yeah that’s great. Yeah, I mean it allowed you to kind of spend your time and focus on that. So once you get out of school, you mentioned kind of pre-show that you had bought your own fourplex. How long was it from that point to out of college to you buying your first four unit?

Brady Boyer (08:20.206)
Yep, so I think I graduated in May of 2016, bought the four unit in April of, I guess this would have been 2019, I believe. So I guess about three years. But I had probably about 90,000 of college debt that I kind of paid down over three years. mean, just kind of lived really below my means and just plowed everything into paying that down to tax returns bonuses.

Brett McCollum (08:32.722)
Okay.

Brett McCollum (08:46.547)
Yeah, what were you doing between college and real estate? What was the job function like?

Brady Boyer (08:52.662)
Yep, so I was lucky enough to get a great job right out of school. There’s four major accounting firms. I worked at KPMG, which is one of what they consider the big four. Did financial due diligence. So we were helping clients buy and sell companies. And so I still kind of had that acquisition type experience. My day job, it was just kind of more focused on actual companies and work with private equity as opposed to real estate.

Brett McCollum (09:20.361)
Wow, very good. Yeah, and that allowed you to get some, like you said, the debt paid down a little bit. And then, are you in New York City at this time, or where were you at?

Brady Boyer (09:29.518)
Yep. Yeah, so I was living in New York City after college. I moved there in August of 2016 and probably lived there through COVID. And yeah, like I said, I mentioned I was, I,

kind of lived there with a random roommate for a bit. moved out. And I was kind of like, well, I’m going to live with somebody else random again. Why not try this Airbnb thing and see if I can make some money and at least kind of cover the rent. I thought maybe I’d live rent free. And it turns out actually I ended up making probably about $1,000, $1,500, $200, or sorry, $2,000 a month or so in the good months in the summer. So that was back in the days when Airbnb was actually, yeah.

Brett McCollum (10:08.639)
So that’s what I was gonna ask you. Yeah, that’s what I was gonna ask you on the Airbnb side. So you are actually renting out the spare room.

Brady Boyer (10:16.814)
Yep, so it was a two-bedroom apartment we lived in. I lived in the smallest of the bedrooms, no closet. It was like 8 by 10, super tiny, but like a standard starter New York City apartment. And I ran out the bigger master bedroom and yeah, it far exceeded my expectations and really helped me kind of pay down those loans and save cash to kind of buy the four-plex.

Brett McCollum (10:27.945)
Mm-hmm.

Brett McCollum (10:42.601)
Very cool. Were there any, and this is just a, I mean, I don’t even know if you, some people are just like, I just did it. Are there any rules that, out there now that you are aware of that’s like, hey, if you’re renting a property, are you allowed to sublet it, so to speak, out in an Airbnb model?

Brady Boyer (10:58.658)
Yeah, I just kind of did it. I didn’t really kind of explore those roles. Like I probably should have in retrospect. exactly. Why did that part out?

Brett McCollum (11:04.031)
I didn’t ask.

Brett McCollum (11:10.653)
Yeah, no, I often wonder, because I know some areas, I live here, and I live in Florida, and most areas here in Florida are very Airbnb friendly, but there are some counties that you cannot Airbnb no matter what. There’s rules that you can’t do it. You’re not allowed. And I was wondering, New York City being, is a pretty…

more regulated city in a lot of ways. I was just curious to wonder, there anything around that? Or is it just like now I’m just kind of fly by seat of my pants a little bit?

Brady Boyer (11:43.746)
Yeah, actually, now that you mentioned that, I think I actually recall back then, and I don’t know what the rules are now, but back then it actually was legal as long as I lived there. So was legal because I was living in the unit, but they would have, they could have technically slapped me on the wrist if I traveled or went home for the weekend or went somewhere else and someone was there and I wasn’t staying there. But, you know, there’s, always the laws and you the complexity of like per the lease, can you actually do it? And, thankfully I never, I never had any issues during the time that I did it. But.

Brett McCollum (11:52.767)
Mm-hmm.

Brett McCollum (12:01.555)
Yeah.

Brett McCollum (12:09.79)
Yeah.

Brady Boyer (12:13.68)
it could have easily gone south and so you got to really careful with those and it worked out but it was kind of a risky take.

Brett McCollum (12:24.265)
Sure. Yeah, very cool. So then you it’s 2020. We all know what happens. world like we shut down more or less New York City being kind of ground zero into that even. And go back home to Pennsylvania. I have a lot of friends in Pennsylvania and it was maybe a little better than New York City, but marginally right in PA. But you got into really got into like, you know.

Brady Boyer (12:35.042)
Yep.

Brett McCollum (12:52.829)
real estate more from a higher level status than just kind of, you know, I’m kind of tinkering with here and there kind of thing. Can you tell me about that time? And it’s crazy, by the way, to think that this is five years ago now.

Brady Boyer (13:01.218)
Yep.

Brady Boyer (13:06.338)
Yeah, it feels like it’s all by.

Brett McCollum (13:08.735)
It really did. I think COVID messed all of our timelines up in life. It’s like, wait, oh, it’s been five years, you know? What was it like? I mean, you’ve been at this for five years now, but what was it like kind of moving back home during all that and starting into a real estate business?

Brady Boyer (13:12.494)
Yeah, yeah.

Brady Boyer (13:23.586)
Yeah, I mean, it was different. think it all worked out. It was challenging to manage the four unit remotely, especially at that stage.

I think I at the time, you know, this was the first property that I was still trying to figure out what I was doing and how I wanted to manage it. And I managed it myself and I had a family friend and my dad helped, but I didn’t use a property manager. We did everything kind of ourselves and got by, but definitely learned a lot of lessons out of that first, you know, couple years. And I think when you buy a multifamily property in retrospect, right, that the guy probably just loaded up the tenants, knowing he was selling didn’t do a lot of

like diligence in terms of like actually reviewing you know credit and whatnot he just kind of filled the apartments and sold it and so I think everybody turned within the first probably year year and a half either I do a victim or they just left or you know whatnot so that was kind of a learning lesson and then after that I placed obviously new tenants had some issues there learned learned some lessons there and thankfully now the tenants I have been great they’ve I think two of the four so I should live in one of the four units

Brett McCollum (14:09.16)
Right.

Brady Boyer (14:32.944)
Two of the units have been there, I think, three, four years now, so great term tenants. And then the other unit’s been filled for about two years now, so haven’t had any kind of turnover recently, which has been great and really helps on the multifamily side.

Brett McCollum (14:46.409)
Yeah.

Brett McCollum (14:50.045)
Yeah, so that’s, I love that you’re still doing that. It’s not too dissimilar than the Airbnb arbitrage thing that you were doing, where it’s just not dissimilar. the other three, that’s great. So you’re doing that, you’re building equity, you’ve got into that. And then, you know what, hey, and this is kind of pretty, shall we talk to this?

Brady Boyer (14:59.725)
Yeah.

Yeah.

Brett McCollum (15:16.947)
Hey mom, dad, this isn’t as scary as we thought it would be. Get some help to speed on that.

Brady Boyer (15:20.588)
Yep.

Brady Boyer (15:24.62)
Yeah, so I mean, thankfully my dad was, you him and I did a lot of like just projects here and there. We painted my actual, my mom helped paint as well. So the three of us, we did a lot of just kind of tidying up around the apartment here and there and they were really helpful.

you got to the point where we were working so much where it was kind of like, you know, why don’t you guys just partner with this with me and instead of helping me, why don’t you have some equity stake in kind of the business? And so we, yeah, we started looking at single family houses that we could burr. Probably spent six months kind of looking here, there with realtors going to auctions until we were actually able to, buy our first burr property together as 50-50 partners.

Brett McCollum (16:05.897)
Yeah, yeah, and how many now have you guys done together at this point?

Brady Boyer (16:11.086)
Yep, so together we currently own three properties, three single family properties that we flipped two of them, not flipped them, we’ve fixed and rented two of them, we’re working on our third, and we have another two unit on our contract that we’re going to be closing in May.

Brett McCollum (16:28.371)
Wow, good for you guys and continued growth. And I think there’s something really special to be said for the legacy of doing it with your family. That’s just extra special. So you mentioned pre-show.

Brady Boyer (16:43.31)
That’s all right.

Brett McCollum (16:48.179)
the mindset a little bit of how your family was initially thinking about real estate and the risk and, you it’s always, you’re always going to be, you know, fixing toilets and blah, blah, blah, right? Like a lot of us a year. What was the shift like? Why, you know, because what happened there?

Brady Boyer (16:53.175)
Yeah.

Brady Boyer (16:58.701)
Yeah.

Brady Boyer (17:06.316)
Yeah.

So I actually didn’t tell them when I went to look at the properties the first time, not till after. I said, hey, I was actually looking at some investment properties today and they said, you’re absolutely crazy. You’re not here, you’re living in New York City, why would you buy investment property here? And yeah, they were in the mindset of, you’re gonna be getting calls every night to fix a toilet or lockout or plumbing issue. And some of that did happen, but I think they saw that it wasn’t as cumbersome as they…

imagine it would be and if you kind of, you our model has also been if you’re good at preventative maintenance and taking care of things and you’re trying to fix problems before they happen, you don’t get that call at 2 a.m. that the toilet’s backed up or that there’s a plumbing leak in the basement. So we’ve kind of taken that mindset in our investing and as we fix these houses, we try to do things the right way. anytime you can kind of choose between the cheapest item and the more expensive item, we like to go in the middle or, you know, qualities.

at the utmost attention always. that’s been helpful as well to kind of make sure we’re not getting calls at the middle of the night for XYZ.

Brett McCollum (18:17.213)
Right, no doubt. Yeah, because that’s a big, you know, common objection that we get is, you know, I don’t want to be the one, da-da-da-da. And you could theoretically hire property management out, but it’s really not even about that. It’s the expenditure of having to maintain. I think that’s the biggest issue I carry with, you know, anything that we’re going to do is, like you said, make sure the quality is in the work, make sure it’s done right so that you don’t get those calls later.

Brady Boyer (18:31.885)
Yeah.

Brady Boyer (18:44.236)
Yeah. Right.

Brett McCollum (18:46.813)
But life happens sometimes, things pop up that you could not have foreseen or expected. I wonder how you feel about this. So we put in our budget, anytime we’re doing any kind of like a buy and hold, in the renovation budget, we always, always, always, even after we refinance out, we keep a reserve account for unforeseen what ifs.

Brady Boyer (18:51.501)
Yeah.

Brady Boyer (19:04.195)
Yep.

Brett McCollum (19:14.535)
And we do that up front versus it’s not reactionary. It’s prepared beforehand. And do you guys do anything like that as well or?

Brady Boyer (19:22.007)
Yep.

Brady Boyer (19:25.358)
So we don’t do anything upfront. I set aside a certain amount of funds each month per unit. Usually it’s like somewhere between 50 and $100 in CapEx. Each month I get to set aside in a savings account per unit. But we haven’t done anything historically upfront, mostly just because I kind of look at it as like, I always like to have general reserves, but I don’t necessarily allocate it to like property A or property B. If something comes up, I’ll just kind of take it out of my general savings.

but try not to spend that whole pot. Sometimes people can… If you put in every dollar you have, you don’t have any money when the hot water heater breaks and needs fixed. So we try not to be in that situation. It helps also when you’re partners. just the money kind of goes a little bit further. You have more access to funds.

Brett McCollum (19:56.787)
Yeah.

Brett McCollum (20:06.857)
That’s right.

Brett McCollum (20:14.973)
Yeah. Yeah. So and we’ll get into the kind of a little bit deeper on the on the Burr side of it itself. So on the refinance when we’re doing it, we

It’s just all the way we underwrite rather is it’s there’s plan, right? So like if you have to renovate the property ahead of time, let’s say it’s a let’s call it $20,000 for the renovation, you know, in our in our due diligence, and we’re running our numbers, we’ll say, you know, it’s going to be 20, but we’re going to put we’re going to budget 25. And that extra five at the end when we refi is not going to be part of the rehab, but it’s going to be held into a reserve

Brady Boyer (20:32.812)
Yeah.

Brady Boyer (20:47.469)
Yeah.

Brett McCollum (20:56.757)
account and we do that out front so that on the refi it’s we can we can get that money back right using during the process so that we’re never out of pocket of that into an account so I yeah we do it up front that’s why we do it up front it’s because and then also you should like you said put you know per month have something going into that account you know

Brady Boyer (21:04.566)
Yeah, right.

Brady Boyer (21:19.981)
Yeah.

Brett McCollum (21:22.675)
You know, it’s tough, know. And that’s only been through long and hard lessons of, you know, you get that one call that something’s like, what? And you’ve only had the property for three months, so there’s only, you know, thousand bucks in that account. You know, it’s like, don’t have, and then your whole next year and a half of cashflow is eaten up from that one thing, yeah. So we try to do it up front now and then let the refi absorb the cost and.

Brady Boyer (21:36.984)
Yeah.

Yep.

Brady Boyer (21:44.972)
Yeah.

Brady Boyer (21:51.843)
Yep.

Brett McCollum (21:52.86)
and then we can cash flow different. That’s our idea anyway. But let me ask you this though Brady, why there’s a million reasons and options out there in real estate? How did you land on the BRRRR strategy and what resonated with that for you?

Brady Boyer (22:08.334)
Yeah, think the burr strategy is so enticing just because of the ability to kind of recycle your cash. You know, I saved up a decent amount of cash over the years and I just want to put that to the best use and get as much equity in as many houses I can out of that as opposed to just kind of going the buy and hold route and, you know, kind of letting it sit for, you know, however long you own the property. I did mention we’re purchasing a two unit now. It’s a buy and hold. think we had three burrs under our belt now and we just kind of wanted to diversify it little bit.

I think getting started, that’s a great kind of strategy to recycle cash. And so that was kind of the route after the four unit that we decided to go. Our first house, we got 100 % of our money out. Unfortunately, I didn’t have the 5K in reserves to put away, but if we would have taken out more cash, then we could have, definitely would have, we wouldn’t have spent that. would have rolled that into the next deal or as you suggested, put it into a reserve. So yeah, it’s been a great strategy.

Brett McCollum (23:03.134)
Yeah.

Yeah, and I love that. Again, I kind of think this brings us full circle here. Since even you were younger in your high school days, you’ve always had the forward thought of thinking about the future of what I want it to look like. And it just seems like, and I’m sure this isn’t a perfect linear line of like, everything went to plan. It’s life and it happens and we have some ups and downs and bumps along the way, no doubt. But.

Brady Boyer (23:25.804)
Yeah

Brett McCollum (23:32.339)
The way I’m seeing it, it’s like, Brady, you’ve been able to have a plan that you can execute, and it’s all kind of stayed in line. I’ve been following this progression. What’s next, though? What are you excited about? Obviously, you find this two unit coming up, but what’s next?

Brady Boyer (23:48.94)
Yeah, so.

My parents and I have kind of done a lot of the renovations historically ourselves in our spare time after work and on weekends, which has been great. We’ve learned a lot about just general construction and whatnot. But I think it’s time consuming. It’s challenging to kind of keep that pace and kind of continue to grow at the pace we want to. So I think the next steps are really just involving outsourcing kind of the labor and the renovations and taking a little more or sorry, less off or more off our plate so that we can kind of focus on

Brett McCollum (24:08.671)
Mm-hmm.

Brady Boyer (24:19.97)
general investing as opposed to actually going in and tearing down a wall and replacing your eye wall.

updating electrical and we’ve done that all pretty much ourselves in the last couple of years. So it’s been a great learning experience having done that. So you kind of have a sense for what it takes to renovate a property and you know least what the construction costs are going to be. You may not have a great insight into the labor side, but you can use some general rules to estimate labor and you also can kind of better communicate with contractors just having done it yourself. So those have been some helpful lessons that we’ve learned kind of doing the renovations.

over the last couple years, which has been pretty much every day after work for about three, four years now.

Brett McCollum (25:02.099)
Yeah, yeah, and it’s true. knowing what to expect, how to manage, honestly, that’s the big, big, big part of real estate investing is how managing construction, the finances and then meeting the construction, right? Because a lot of times the two of those go hand in hand. You know, actually, I would argue my strong argument is if you don’t manage the construction, the finances won’t matter.

Brady Boyer (25:14.147)
Yeah.

Brady Boyer (25:29.283)
Right.

Brett McCollum (25:31.73)
And again, ask me how I learned that the hard way. know, like I’ve had, man, I have learned the hard way. I know how to do it. I’ve done this many houses, blah, blah, blah. And then one house goes a little bit left to center and it’s not normal. And you’re like, I didn’t know anything.

Brady Boyer (25:35.234)
Yeah. Yeah.

Brady Boyer (25:43.63)
Mm-hmm.

Yep.

Yep.

Brett McCollum (25:49.344)
And then that project was supposed to be three or four months is now six, seven, eight, nine months long. And then you’re double your renovation budget and then, my gosh. Yeah, learn those lessons. So good for you guys for learning that, going through that. Good on that, but man, if people wanna get to know you more Brady and follow along with what you guys are working on and that sort of thing, what’s the best way for that to happen?

Brady Boyer (26:14.818)
Yeah, so I have personal social media, Facebook, Instagram, Contact me on any of those platforms.

Brett McCollum (26:24.413)
Yeah, perfect. And let’s see if we have it in your bio here. We can make sure we tag it in the, I think we do. Actually we don’t, what’s your, what are your handles here? We’ll make sure we get it in the show notes for people.

Brady Boyer (26:38.19)
I don’t even know, I have to look. I’m not too big on social media, I can send it to you after.

Brett McCollum (26:41.321)
That’s okay. Brady Boyer, York, Pennsylvania. I believe we can make sure we put that in there. You guys jump along into Facebook, Instagram, and look there. I just happened to look before the show and I can tell you he’s easily findable.

Brady Boyer (26:56.856)
There you go.

Brett McCollum (26:58.847)
Yeah, easy peasy, man. So yeah, dude, Brady, thanks for being here and doing this with us and sharing that. I love the fact of what you guys have done as far as a you’ve had a clear vision, you know, and that vision is like we’re doing it this way. I just don’t want it to go so I don’t want to be understated that you don’t have to be this. I have to do 10,000 million houses and blah, blah, blah, blah. And, you know, no, no.

Brady Boyer (27:13.165)
Yep.

Brady Boyer (27:26.829)
in here.

Brett McCollum (27:28.435)
Take the vision, walk it out, do it the right way, and man, you guys are doing it, so good for you, man. I really appreciate you being here.

Brady Boyer (27:36.568)
Yeah, appreciate it. Happy to share with my story.

Brett McCollum (27:40.532)
Yeah, and guys, to you as well, thanks for being here as well. Thanks for spending your time. And we will see each of you guys on the next episode. Take care, everybody.