Subscribe via:
Show Summary
In this episode of the Real Estate Pros podcast, host Q Edmonds interviews Chris Miles, a hands-off investor and financial expert. Chris shares his journey from being a financial advisor to becoming a successful real estate investor. He discusses the challenges he faced, including financial struggles and personal growth, and emphasizes the importance of identity shifts in achieving success. Chris also highlights his goal of helping 1000 families achieve financial independence by 2030, showcasing his commitment to teaching others about financial freedom and investment strategies.
Resources and Links from this show:
-
Listen to the Audio Version of this Episode
Investor Fuel Show Transcript:
Chris Miles Money Ripples (00:00)
Money is the magnifier of the soul.Quentin (00:00)
Whoo!Chris Miles Money Ripples (00:02)
Right? It just makes you more of who you already are. Money doesn’t corrupt you. It doesn’t make you worse or turn you to a bad person. It doesn’t make you a better person. It just makes you more of who you already are.Quentin (00:03)
That’s it.Hello everyone. Welcome to the Real Estate Pros podcast. I am your host Q Edmonds. And you know what I’m gonna say? I’m excited to be here today. I’m excited because I have another fantastic guest. Y’all might think I sound like a broken record when I say that, but I’m telling you, guess they are fantastic. And you know, I love looking through other people’s lenses and through other people’s perspective. They are the masters at what they do. They know the nuance about what they do. And so today is no different. Listen.
This guy, says, I’m a complete handoff investor. So, you know, I want him to tell us more about that, how he got to that level, how he got to that position. But I’m excited just for you to get to know his journey, get to know what he does now. And so I am so happy to introduce you all to Mr. Chris Miles. Mr. Chris, how you doing today, sir?
Chris Miles Money Ripples (02:33)
Doing great, Q. Have me a do, man.Quentin (02:34)
Oh man, man, I’m doing good. I’m a fantastic man that you, you know, you hear that we actually get to do this episode. so, Chris, man, I’m being honest with you, sir. I kind of want to dive in. I would love for you to tell the people kind of what you’re involved in, like what your main focus is these days. If you want to us a little bit of an origin story, I love the hero’s journey. So if you want to do that and then where you are in the world, you want to let them know that too. We would love to know that as well. So Mr. Chris, sir, you got the floor, man.Chris Miles Money Ripples (03:02)
Yeah, like you mentioned, I’m a hands-off investor. know, I’m much, I’m literally passive on the, on the side of investing, about as passive as you can get with real estate, where I might, I’ll be investing in other people’s projects. So I raised the capital. I’m the one that puts the money in your guys’ kind of deals and then makes money off that. And that’s kind of what I do. ⁓ My origin story is interesting because I actually started out as a financial advisor about 25 years ago and I was the salesman in a suit. I was wanting to tell you to not buy real estate. I was wanting to tell you,just put your money in mutual funds in the stock market, things like that. Eventually it’ll go up because it’s beat real estate since 2000 BC. Cause if you put a dollar in back in 1928, look what it did. You know, I showed a little charts and there’s real estate on the bottom right next to inflation, you know? So I would tell people to do that kind of stuff. And I’ll tell you, it was interesting because about just at the end of 2005, my dad reached out to me he says, Hey Chris, like when are you going to become my financial advisor? I said, good point.
Maybe I should and I was kind of shocked to even ask for my help. This kind of comes close to heart because he just passed away a few weeks ago from the recording here. ⁓ But anyways, he was 61 at the time and he said, Chris, I want to retire. And he was the penny pinching saver post depression era mentality. Trust me, I’ve been cleaning out his house. This guy collected everything, did not throw away a thing, just in case he could use it for parts or whatever it might be, right? I mean, this guy saved everything. This guy was debt free. And I looked at all his numbers, I said, dad,
at 61, if you want to retire today, you’ve got enough money that you should be able to retire for about five or six years. So you better hope you die in about six years because that’s when you run out of money. Said, okay, Mr. Sunshine, that’s not what I wanted to hear. What do I do? I don’t know. You did everything right from what I teach as a financial advisor, right? You’ve stashed your money away and your 401k got the company match. You’ve paid off all your debt.
Quentin (04:37)
Mm.Mm-hmm.
Chris Miles Money Ripples (04:53)
I don’t know. And he’s like, well, what do I got? I’m like, well, you got a paid off house, but you can’t throw that in the stock market. That actually, I actually have disclosure that says you agree to not borrow money, put in the stock market because they stopped making that rule. They started making that rule after the great depression when people did that and went broke and the banks went broke as a result. So, so for that reason, I’m like, I don’t know, dad.Quentin (05:06)
Mm, mm.Chris Miles Money Ripples (05:59)
And it’s about a month later, I called up a friend of mine who I had actually trained to be a financial advisor. Now I called him because I thought, you know what?Maybe I’ll if I can get him back on my team because he went to go do this crazy thing called real estate investing. I bet you he went broke by now, you know, after five months. And so I’ll call him up to see how he’s doing and maybe he’ll come back to work for me. Well, I call him up and what do I find out? No, he’s not broke. ⁓ actually he’s doing great. In fact, him and his dad, as he said, he’s like me and my dad have actually partnered on some real estate deals and we’ve now doubled my dad’s income as a professor at the local university. Like, wait, wait, wait, wait, hold on.
too good to be true. There’s no way you’ve been doing this for how many months? And remember this is course end of 2005, you know, like it was, it was easy to be a real estate investor. Like if you invest in real estate in 2016, 2018, right? 2020 even. And he’s just like, yeah, man, like we’re doing it. And, and finally he just asked me, he’s like, well, Chris, how many of your clients are financially free where they don’t worry about money? said, well, even the retired ones worry about running out of money too soon. Okay. So none got it.
How about this? How many of you guys as financial advisor are financially free, not off the commission’s earning, but actually doing these mutual fund investments? I said, well, none, probably not because I know there’s guys been working here since the 1970s and they can’t retire either. He’s like, there’s your problem. And that’s when I started to go take that matrix red pill, start going down the real estate rabbit hole, right? And they were primarily doing like.
I mean, because at that time, 2005, 2006, you could flip something a couple months later and through appreciation alone, you made money. You didn’t have to be a genius. You can be a complete idiot and make money in real estate. And so I started to learn more about that stuff. I actually quit being a financial advisor in 2006. If I would never teach about money again, I would just be a mortgage broker. Because again, it was easy to be a mortgage broker then and teach ballroom dancing on the side. And so that’s what I was doing.
Quentin (07:43)
Yeah, yeah.Chris Miles Money Ripples (07:48)
And then, but of course I wanted to learn the real estate stuff. started, I flipped my own starter home and turned into a rental, actually flipped it to an investor, then leased it back and then subleased it to a renter. Right? So I basically equity stripped all my equity out of my property and then use that to invest in other things. And then of course it was renting out my property I just sold, right? I thought it was genius. I even started doing some various versions of wholesaling of sorts, very with just friends and family. I didn’t even know what wholesaling was until seriously like 10 years ago, but.but I was doing like my own version of wholesaling and stuff. And between that and that I knew I could lend money. That was a big shocker. I didn’t realize like, wait, I can lend money and make like 1 % or even at that time, 2 % a month on my money. I’m like, it blew my mind because I was used to the whole financial advisor, you know, $100,000 3 % rule, right? Which is basically you have $100,000 you can pull out 3 % a year at retirement. People talk about the 4 % that now has been extended to the age of 70.
So you have to be 70 to take up 4%, but the younger you are, the less that number becomes. Even those fire movement people, they say, hey, well, I’m trying to be 40 and financially independent. And that’s a 2 % rule for you, not four. Just so you know, I’m the one guy that’s been fired twice in my lifetime before I was 40. And it’s ironic that I got kicked out of the Facebook fire group because I dropped that truth bomb on people. So that just goes to tell you that even the fire people are full of crap, right? So. ⁓
Quentin (09:00)
you ⁓Wow.
Yeah, yeah.
Chris Miles Money Ripples (09:12)
Anyway, Imean, so basically I became fire myself when I was 28, almost 29 years old 2006. I had enough passive income coming in. I didn’t have to keep working anymore. I didn’t have to do it. You know, the mortgage stuff anymore. I was passing that off and making passive income off that too. And things like that. So I was at this place where I’m like, what am going to do with my life? You know, now that I’m financially free and in 2007, I came out of retirement to teach people how to do what I did. And of course you guys know what started happening in 2007 through 2009. That was the perfect time to start a brand new business.
especially if you’re focusing on real estate investors. And so we started going broke in our business. I went and did other stuff and I was starting to go broke with my real estate because it wasn’t working anymore. Because you couldn’t just fix and flip things or even just flip and flip, just buy and flip is what you were doing back then. And so nothing was working. And I went from millionaire to like upside down millionaire. I went to literally from asset millionaire to welfare by 2008. I was on food stamps, try to figure out what to do.
Quentin (09:42)
Mm-hmm.Chris Miles Money Ripples (10:45)
So broke that I turned them on Mercedes. They auctioned off for 30,000 less than I owed. I eventually in 2009, four calls on my own house, you know, my new dream home that I bought. I had four calls on that in 2009 as well. And I was basically going broke. And, and through that, um, I had to rebuild again. I didn’t go bankrupt, but I did have to rebuild by paying off over a million dollars of debt. Um, finally was able to do that, um, with despite ups and downs and divorces and things like that. Um, by the end of 2016, where I finally this time around,Instead of being more an active investor, became more the passive investor where I started to put my money in other places. I mean, the most active I ever did was getting a turnkey real estate property where I had a ⁓ property manager doing that for me. Right. So, so that’s kind of where my evolution went. I, it was hard to get back in real estate cause I was scared to death that was going to repeat and happen again. But I had to be reminded many times that I’m not the same person. I learned lessons and much wiser the second time around. And, and now it’s going on almost 10 years. I’ve been
Quentin (11:26)
Yes.Chris Miles Money Ripples (11:43)
financial dependent the second time. And that’s what I teach people to do now.Quentin (11:45)
Mm. Mm.Man, you dropped so much good knowledge. Thank you for your story. Thank you for the gift of your vulnerability. Because I say that’s a gift. You told us things that you didn’t have to tell us, but you did. So I appreciate it. I love how you just said, I’m a different person now. It sounds to me, listening to you talk, that you embraced a new identity multiple different times. And when I say that, like you accepted the loss.
Chris Miles Money Ripples (12:16)
Mm.Quentin (12:20)
overcame the loss. accepted the fact that it’s financial advisory thing. It was cool until a light bulb flipped off. He was like, yeah, I’m going to change my identity again. You know, you talked about divorce, different things. Like it sounds to me that you were able to, and I’m not going to necessarily say reinvent yourself. I mean, I guess that fits, but I like just the word identity. You embraced who you are in every season, every facet of your life. That’s what it sounds like to me. You think that’s true? Yeah. Yeah. Yeah.Chris Miles Money Ripples (12:45)
Right. Absolutely. Yeah.Yeah. There’s always less along the way. Right. And you become a different version. Ideally, especially if you were humble enough than willing to grow and learn. I’ll tell you the problem that I had the first time around because people say, well, what happened that first time really it was just pride and ego. You know, like, I mean, a few things like one, I was just inexperienced, right? I didn’t know what I was doing. I came in on a good market cycle. This is why when even in, even before things started to hit the fan a little bit here in the 2020s with real estate and you really got to start to see
Quentin (13:01)
Mmm.Chris Miles Money Ripples (13:15)
As Warren Buffett would say, it’s when the tide rolls out, you find out who’s swimming naked, right? It was the same thing in 2005 and six and seven, right? Like, didn’t have to be a genius to make money in real estate. You just literally had to buy a property and you could buy it with virtually nothing down and then sell it. It was even easier then than it is today. And ⁓ so that’s the thing. I mean, I’ll tell you too, I’ve learned this. Money is the magnifier of the soul.Quentin (13:19)
Yeah.Chris Miles Money Ripples (13:42)
Money is the magnifier of the soul.Quentin (13:41)
Whoo!Chris Miles Money Ripples (13:43)
Right? It just makes you more of who you already are. Money doesn’t corrupt you. It doesn’t make you worse or turn you to a bad person. It doesn’t make you a better person. It just makes you more of who you already are.Quentin (13:44)
That’s it.Chris Miles Money Ripples (13:52)
So when I was starting to learn this stuff in 2006, I had a very fragile ego. Yes, I had an ego where I didn’t feel like I was enough. I felt like that, you know, that not having money, even as a financial advisor, I felt like I wasn’t making enough there. So I felt deflated. And so I didn’t have a lot of self-confidence. I would try to overcome that self-confidence with ego.Quentin (14:01)
Mmm.Chris Miles Money Ripples (14:12)
Right? You know that you probably have seen what that looks like, whether you’ve done it yourself, you’ve known people like this where their ego gets kind of big, but they’re just trying to beat their chest to make up for the lack of confidence. So when I started to get money in 2006, I’ll tell you, I bought that Mercedes just months later when I started to have that passive income come in. And, and I remember I already quit being a financial advisor. I took one of the guys in my office. I took him a ride in my new Mercedes. This is how to laugh at their word, how douchey I was.Quentin (14:13)
Mm-hmm. Yes, sir. Mm-hmm.Yes, sir.
Chris Miles Money Ripples (14:42)
Literally drove across the parking lot from where his office was across to the restaurant We could have just literally walked to the restaurant But I wanted to take him in my Mercedes just to show it off right because again fragile ego I didn’t have that confidence I thought the stuff would make me look more valuable. Although I didn’t feel valuable when I bought the house I told my realtor the same thing. I was like the house I’m looking for I want people to come and go Wow, right? So I had like the nice track dome lighting and stuff like that and you know things it was a show home that I ended up buying, know, and andWas it too much of a home? Yeah, probably. mean, it doesn’t matter actually what home I probably would have bought. But he said what I went through, I probably lost any home, even the cheap ones. But ⁓ even then, like I bought that dream home, you know, because I wanted to show it off. And so more money just made me try to make up for more insecurity, right? I just try to flash stuff. What’s interesting, the lesson I learned when I lost it all is I had to come, I had to kind of come to Jesus moment. I was like, okay, if I don’t have any of this stuff, because literally all that stuff has been stripped away by 2009.
Quentin (15:57)
Yeah. Yeah. Yeah.Chris Miles Money Ripples (16:23)
Like, who am I? Am I ⁓ still worth the same thing? Am I worth more or whatever? And when I realized my value wasn’t attached to stuff, ironically, was at the depths of my financial despair is when I became the most financially free.Quentin (16:40)
Yeah.Chris Miles Money Ripples (16:41)
Because once I lost that attachment to stuff, the stuff, the money and the stuff didn’t matter anymore. And it allowed me that when I rebuilt it again, especially because by the fourth quarter of 2009, things really started to turn around that business. actually started to pull things out of the hole and money started to flood in. And all of a sudden I was like dirt. I was living on dirt cheap, you know, like nothing, like $4,000 a month with a family of at that time of, of, of seven, cause we had five kids. Um, I mean, we were like living on nothing, but still.we were making it work. And so I was just packing money away, trying to pay off debt and things like that. And, um, and that, that allowed me to rebuild differently because even when the money and the stuff came bigger this next time around, it didn’t, it didn’t impact me. It didn’t, it didn’t, I didn’t care. And, uh, and I think that was, that’s when I realized that I had a whole nother level of financial freedom that he didn’t have the first time.
Quentin (17:33)
Yeah. Again, you said so many powerful things. I had to write down, money is a magnifier of the soul. I had to write that down. That’s an incredible quote. Chris, I actually, I’m being honest with you, I don’t think I’ve ever asked this before, but I’ll just feel that. I want to peek into your childhood. I want to talk to little Chris for a little bit, right? Because I would love to know. I have this saying, I say destiny has no wasted moments. And when I say that, I mean like,Chris Miles Money Ripples (18:01)
Mm.Quentin (18:02)
As you’ve been on your destination, you’ve picked up tools that are transferable to every stage of your life. And so like I’m talking to somebody who has identity shift, has accepted who he is, self-awareness. I would love to know if you have identified in Little Chris, some innate things that you know continue to help you out. Like, did you know you would be good with money? Did you know, you know, did you see that innovative reinvention kind of person?when you were younger, like, you your dad knew to call you. So I’m sure there are some, there’s some things when you were younger that maybe you could identify like, that you can see now, like, yeah, I kind of pulled from little Chris to get to kind of where I am now.
Chris Miles Money Ripples (18:46)
Yeah, you know, it’s interesting because ⁓ I was very, well, in some ways different, but in some ways not. I lacked a lot of confidence as a kid. I was very quiet, but I was very, very smart. I’m not trying to be braggadocious or anything, but I was obviously a pretty bright kid. I remember in fourth grade when we were doing times tables. Remember doing those, right? I wish my kids knew how to do those half the time now. all the common core crap is messing up.Quentin (18:56)
Mm. Mm. Mm.Sir, yes sir.
Yeah.
Chris Miles Money Ripples (19:16)
But I rememberI was doing the tens, you know, and of course they’re teaching you long division or long multiplication, right? So you’re doing like zero times zero zero times, you know, six is six, you know, and then one time six is six. And I was starting to do that. And then it just a few in a I raised my hand and the teachers course have us quietly work on the work. I said, Hey, all I have to do is just add zeros to this number, you know, which we all know as adults, right? But I learned that little hack and her response was because all the other kids were doing the long way. was like, screw that. I’m like,
Quentin (19:36)
Yeah, yeah, yeah.Yeah.
Yeah.
Chris Miles Money Ripples (19:46)
So I would see patterns pretty quickly, right? That was kind of like one of my gifts is I could see things pretty quick and I’ve noticed that even like trends and things that are coming like I just have an intuitive feel too. So it’s not just I pick up things from a logical number standpoint, which is what helped me at the money side, but also there’s an intuitive side of me as well, which probably comes from my mom’s artistic side, right? Cause she was one of the, she’s one of the oil painters that was trained by the same master painter that trained Bob Ross.Quentin (19:49)
Yeah. Mm-hmm. Mm-hmm.Mmm.
Chris Miles Money Ripples (20:15)
You ever seen him with an Afro and the paint in the happy little clouds and stuff, right? You know, like my mom did the same thing. So she had this artistic side, but then I also had this logical side for my dad and it kind of blended into me. and so yes, that’s helped me a lot because I was, I was always good at a lot of things, but I never stood out in just one thing. That was the, that was the one thing that was kind of annoying. Cause you know how you go to high school, you’re trying to get scholarships because we were broke. You know, we didn’t have a lot of money, but trying to get scholarships, it’s like,Quentin (20:17)
Yeah, look at that. Wow. Yeah.Yeah.
Chris Miles Money Ripples (20:43)
My dad’s like, well, you better get good grades. I’m like, okay, well I had pretty decent grades once I tried again, cause I didn’t want to, I hate the fact that being a nerd would get you beat up. So I would try to pretend I’m stupid, which actually became a gift later on because pretending to be stupid. And I got so tired of kids copying my homework all the time that I find was just like, I’m just going to tell them how it is. So I try to dumb down my language to the point to where they would understand it and say, great, this is the answer. This is how you get the answer. Cause I was just sick and tired of them, you know, cheating off my homework and then beat me up later that day.So I was like, screw you, go do your own work. Let me show you how, right? And that’s even helped me now is being more like a teacher and a leader in what I do. And even with my podcast, I’m over a thousand episodes into my Money Ripples podcast now. I’ve actually done podcasting since 2008. And then even did Amtrak radio and stuff, right? So all that stuff, feel like kind of led me to where I am today. ⁓ And I still use those gifts today.
Quentin (21:13)
Yeah, yeah, Yeah, yeah, yeah. Yeah.Mm-hmm.
Yeah. Now I’m so glad you brought up the podcast and leadership because as you was talking, I was following the through lines. I was following little Chris who held up his hand and wanted to give the answer to everybody. Like, all you gotta do is add zeros. The teacher was like, shh. But then I was following, I don’t know how old this Chris was, but someone on Facebook and just giving away answers and getting booted out to Facebook. I think it was a Facebook group, But listen, I wanna give people the answers. We don’t have to hoard the answers.
Chris Miles Money Ripples (22:02)
Bye.Quentin (22:07)
And then now listening to you talk about new podcasts and leadership, like you seem to me the through line is that you want other people to know the answers. Like even with your advising, right? I want to help you figure it out. I don’t want to be a gatekeeper and just hold everything to myself. I want you to know what it’s like to be financially successful. I want to know what it’s like to make the right decision when it comes to stocks. And so as I listen to you talk, I listen to your through line that you really want to help people. And so, I mean, I’m… ⁓just fascinated by how we are right now, you know, and giving us just a gift of following your story and why you’re here now.
Quentin (22:46)
I just I see your through line, man, and I see you shining bright.And again, I thank you for just sharing with us, being with us today. I do want to ask one final question before we get out of here. Do you have any real goals? Like what’s next for you and what you do when you’re processing and know, strategy, like what’s next?
Chris Miles Money Ripples (23:04)
You know, I think for me, the biggest thing I’m really looking for right now is just keep growing that passive income number for myself. You know, like I’m roughly about 50,000 a month, but I’d like to get it to about a million a year. And so, you know, I know that there’s ups and downs and stuff and the markets of, know, can shift and change, but despite all that, I know at least the trend is going up and that’s the thing I’m looking for. So I know that’s for me personally, but ultimately I don’t even need that much. The truth is thatQuentin (23:05)
You know, I think for me, the biggest thing I’m really looking forward to is just keep growing that passive income number for myself. You know, like I’m roughly about 50,000 a month, but I’d like to get to about a million year. And so, you know, know that there’s ups and downs and stuff in the market that, you know, can shift and change, but despite all that, I know at least the trend is going up and that’s thing I’m looking for. So I know that’s for me personally, but ultimately I don’t even need that much. The truthChris Miles Money Ripples (23:33)
want 1000 families financially independent by 2030. That’s really the goal I’m aiming for. know, so I’ll have my own personal goals, which are great. Ultimately, I want to be able to help spread that because at end of the day, you when you pass path on from this life, you know, what are you going to leave behind? Right. I can leave behind a bunch of stuff and, uh, and that’s not going to make people’s lives better necessarily, but what I can teach and what I can lead them on and create a legacy for other people to model for themselves and for their families and they could pass on to their kids.Quentin (23:34)
I really want 1000 families financially independent by 2030. That’s really the goal I’m aiming for. So I’ll have my own personal goals, which are great. Ultimately, I want to be able to help spread that because at the end of the day, when you pass on this life, what are you going to leave behind? Right? I can leave behind a bunch of stuff and that’s not going to make people’s lives better necessarily. what I can teach and what I can leave on and create a legacy for other people to model for themselves and for their families and they can pass on toChris Miles Money Ripples (24:02)
we can create generations upon generations of more wealthy individuals. Any better than any crappy government welfare program could try to do for people. This is something that can actually deliberate people and make them free. And that’s really my goal.Quentin (24:02)
Literally, we can create generations upon generations of more wealthy individuals. Any better than any crappy government welfare program could try to do for people. This is something that can actually liberate people and make them free. That’sreally my goal. Chris, if I didn’t recognize that in you from your youth until now, and I would say, man, this guy’s just talking. But no, it’s been your through line to want to give the answers away, to want people to have the answers that.
You just don’t keep it to yourself that you want to give it away. So I know that that’s heartfelt. I know that that’s sincere. so Chris, man, thank you, sir. Thank you so much for being here today. If somebody wanted to reach out to you, connect with you, collaborate with you, what’s the best way for them to get in contact with you?
Chris Miles Money Ripples (24:33)
Yeah.Yeah, look
comes out. It actually already came out. So it’s already launched already on Amazon. So you can also order your book as well and get that full story of what actually happened and how do you actually create it for yourself to how do you actually create that kind of financial freedom where you work because you want to not because you have to.
Quentin (24:47)
that comes out that actually already came out. So it’s already launched, it’s already on Amazon, so can also order your book as well and get that full story of what actually happened and how do you actually create it for yourself too? How do you actually create that kind of financial freedom where you work because you want to,So interesting. I was going to ask you, where’s the book? I was not surprised that you had a podcast.
Definitely not surprised that you wrote a book because again, man, you are the type of person that just want to give the game away. And so, ⁓ I appreciate you, man. I really appreciate you being here. Thank you for your time, which is definitely almost precious commodity, right? Thank you for your story, the gift of your wrong ability, because you said things that you did not have to say. So I thank you for sharing that with us and definitely thank you for your perspective. Thank you for the way you think. Thank you for the way that you have thought.
throughout every identity of your life, every reiteration of your life. Thank you for embracing who you are, embracing your identity, and also embracing the fact that you are a leader and you want to help other people. And so I really appreciate you being here today. This was, this one’s special for me. So I appreciate you, sir. Absolutely. Absolutely. Well, listen, y’all cannot tell me y’all did not get value out of this conversation. You can’t tell me.
Chris Miles Money Ripples (25:54)
me on.Quentin (26:01)
I told you at the top, fascinating people come on and you see Mr. Chris has not disappointed, just fascinating. And just thank you so much. And y’all have to make sure y’all subscribe. Like you got to make sure you subscribe to the podcast. Definitely check out Chris, check out his podcast. Did you give the name of the podcast? we talk about that? The Money Ripples podcast? Yeah, that’s right. Yes. Yes. I apologize. Yes. So definitely check out Money Ripples, but definitely make sure you are subscribed here. That way you can keep coming back to get this incredible content.Chris Miles Money Ripples (26:20)
The Money Ripples podcast, yep.Quentin (26:30)
So Mr. Chris, I thank you again. And to everyone else, we will see you on the next time.
