From Mortgage Broker to Investor: Michael’s Journey in NY Real Estate

Mike Hambright (00:01.122)
Hey everybody, welcome back to the show. Today I’m here with my good buddy, Michael Pinter, and we’re gonna be talking about investing in New York. And even if you don’t invest in New York, I think you’re gonna have a new appreciation for your own market when we talk about how difficult things are in New York. And I think some of the lessons in here, again, even if you’re not a New York real estate investor, will be just how to work through kind of challenging issues because some markets are more challenging than others. So Michael, great to see you, bud. Yeah.

Michael Pinter (00:26.948)
Good to see you too.

Mike Hambright (00:28.964)
I haven’t seen you for like a week since we had investor fuel.

Michael Pinter (00:30.308)
I know, just there. How long did you stay to ski for?

Mike Hambright (00:35.404)
Well, we went to Park City. There’s probably about 25 people that went like with families and stuff that went to Park City afterwards for the ski portion. But of course,

Michael Pinter (00:44.851)
I skied for the first time. took my first lesson at Wednesday. I got a three hour lesson. It was supposed to be a group lesson, but I was only one there. So I got like a private lesson. First time I was ever on skis. I loved it. It was great.

Mike Hambright (00:52.562)
that’s right. That’s right. Yeah.

Yeah, we were there for a few days and of course, as you know, the time of recording this, I had ankle surgery recently with some screws put in my ankle. So I was not skiing. We were just meeting everybody at the bar afterwards or the restaurants afterwards. yeah.

Michael Pinter (01:09.028)
Yeah, but it was great. It was beautiful. I thought Salt Lake City was really nice.

Mike Hambright (01:14.414)
Yeah, it’s a great it was a great event. So so Michael, you’ve been a part of the mastermind for a long time now we’ve been friends for a long time and I always hear your challenge. Everybody always hears your challenges of of New York and how complex it is. But I know there’s some good parts about it too, because you know, there’s less competition there because the average investor is not going to put up with that stuff. But you but you do. But maybe tell us your background of kind of how you got started in real estate investing again.

Michael Pinter (01:38.885)
Sure, so I, when I got out of school, I majored in engineering and I was in a joint program with my school and like Columbia and some, one course sort of got screwed up and I said, I’ll take it later. And then I ended up working as a stockbroker for a few years. And then that ended up being very lucrative. I made a lot of money, but it was a nightmare after a while. Cause I was working for a place that wasn’t so great. We were taking companies public that had no business.

And then eventually I found myself in the mortgage business for 17 years at the same company. So I’m like 1997 to 2013 at the same company, company’s still around. And while I was in the mortgage business in the great years before 2008, you you can get loans for any, anybody get a loan for anything. So I bought, started dabbling in real estate. I bought a few properties. flipped a few properties. And then when things got nasty in 2009, 2010, I realized I really don’t want to be in the mortgage business anymore. I should have left then, but I stayed another three years.

And then in 2013, I started full-time going into real estate. I had a partner who had been working with me in the mortgage company and we were just gut renovating. We were just buying at auction, foreclosure auctions in my county and some bank owned properties and gut renovating every house. And we did that for like four years. And then at some point I realized that.

And I would see people talking about marketing. I didn’t even understand what that meant. I didn’t know what the concept was. And wholesaling, I didn’t know what wholesaling was. thought wholesaling was like, I thought wholesalers were like knuckle dragging Neanderthals who just try to come in and make a few thousand dollars. But I was a flipper. I wanted to be Tarek El Moussa from Flipper Flop and I was the guy that was providing all the value. But in 2017, I actually spoke to Brad Chandler and Brad Chandler was like, you gotta start marketing direct to seller so you can buy things.

cheap enough to either wholesale them or do other things with them. And in 2017, I started marketing direct to seller and it’s been a great ride since then and found Investor Fuel. What year? What year did you guys start?

Mike Hambright (03:47.118)
We started in 2017

Michael Pinter (03:54.405)
I think I came to your third meeting and that was really life-changing for me because first of all, as we’re gonna talk about later, I found out that all these things that I assumed were everywhere that were in New York were not everywhere. I think I got up on stage the first time and I said, how can you help me with dealing with attorneys? And it takes so long and everybody looked at me like I was from outer space. But also it allowed me to make a lot of good friends like you and people that I really…

depend on when things get messy to get help from either through the Facebook group or calling people up direct. I made so many friends from the group and it’s a very, very lonely business if you don’t have that kind of support. Right before COVID, I also broke up with my partner and I broke up with my partner in very large part due to sitting next to somebody at Investor Fuel who explained to me that that was what was necessary and it absolutely was, thank God.

Mike Hambright (04:38.03)
Yeah.

Michael Pinter (04:52.798)
Now, even without a partner, just having Investor Fuel is very, very helpful for so many, too many things to even talk about in this time.

Mike Hambright (05:01.004)
Yeah, I appreciate that.

So what are some of the complications with New York? I mean, it’s a different animal. mean, you hear, well, without getting too political, I mean, I think we know that generally blue states, big blue states, I California and New York are some of the most complicated states to be a real estate investor in. But just what are some of the challenges that you face in New York that having been an investor fuel for many, many years now and knowing that other people don’t have to deal with, like what’s some of the junk that you have to deal with that

Michael Pinter (05:32.965)
Sure. So I think New York is the only state that these things apply to, right? Like I think in California even, can buy a house in a week, you can get a title in a few days, it’s much quicker. So a couple of things in New York. In New York, a real estate transaction does not take place between a buyer and a seller like it does in all other 49 states. It takes place between a seller’s attorney who generates the contract and a buyer’s attorney who negotiates the contract. Obviously they’re in touch with the seller and the buyer.

Mike Hambright (05:33.33)
others would be surprised by.

Michael Pinter (05:59.727)
But when I agree with the seller on a price, the next step is he to get represented by an attorney who’s gonna prepare the contract. That’s number one. And obviously that takes time, deals once in a while, die because of the attorney, and it complicates the whole process, right? I’m never leaving a seller appointment with a contract. That’s number one.

Mike Hambright (06:22.252)
And you can’t even advise the seller on which attorney to use, right? So they, there’s.

Michael Pinter (06:26.028)
I can advise, right, and they can listen to me, but even if they’re listening to me, it’s still a process, right? There’s still a back and forth.

Mike Hambright (06:31.468)
Right. But they can’t use your attorney as well. There has to be a separate attorney.

Michael Pinter (06:34.437)
They can’t use the same attorney that’s representing me. That’s a conflict of interest. So they have to get an attorney or it could be one that I recommended, but it still has to, an attorney has to generate that contract. It’s not coming from me. That’s number one. Number two, standard earnest money deposit, the money that comes at contract is 10 % of the purchase price. So I know in many states that’s a de minimis amount. It could be $100, it could be $200. It doesn’t even have to be given in most places. In New York,

Standard is 10 % and you can I can negotiate that down, but it’s rare I’ll get it below $5,000 and the contract is not deemed as binding until That deposit is in the seller’s attorney’s account So it’s not like I can’t like not send it or hope I send or you know, it’s not about it’s not a valid Contract until it happens. So it’s happened when I’ve sold properties that someone has given me a check in the check bounce, right? He wrote it on the wrong account or something some honest mistake. I Could have gotten out of that contract with no with no problems if

once that check bounce. So the deposit has to go there. The second thing, and this is the only, yeah, it’s a lot. mean, it’s a lot. A lot of money tied up in EMDs at all times. And the third thing, which really spooks everybody out is that there is no inspection period in New York. What that means is once we agree on a price, the inspection is done before the contract. Now, I think it actually is more logical because what happens is,

Mike Hambright (07:36.77)
We got a lot of money tied up in EMD.

Mike Hambright (07:42.114)
Right.

Michael Pinter (07:59.759)
The inspection’s done and any repairs that the buyer is gonna require is put as a rider to the contract. But that means I have no outs on any of my contracts. Every single contract I go into, I have to close or I have to assign. and standard contracts in New York are also not assignable. There’s clause 26 that says no assignability. So I have to negotiate, I have to negotiate to have the contract assignable if I want to wholesale it and I have to negotiate not to pay $40,000 in deposit if I’m buying a house for $400,000.

So these are the kinds of things that make wholesaling or even any kind of real estate investing in New York dramatically different than in other states.

Mike Hambright (08:35.554)
Yeah, but there’s some benefits to that as well, right? It keeps a lot of the competition away. mean, obviously a lot of states.

are starting to require you to be licensed, even to wholesale properties, whatever. There’s a lot more pressure on real estate investors because of the lobbies for brokers and agencies and all that stuff. the good side of that is it pushes a lot of the people that are more of the fly by night folks or…

those that have no money and are willing to hustle, like hustling is not enough now. You have to have some skin in the game, whether it’s a license or whether it’s being able to have kind of more, really more patient money, right?

Michael Pinter (09:19.854)
Sure. I think there’s three really big benefits to New York that you can decide on your own whether they outweigh the negatives. the first is very little competition. So I operate in Long Island. There’s two counties in Long Island where New York City suburbs, Nassau and Suffolk County. It’s about three million people. The amount of investors in that area of three million people that market direct to sellers consistently, I can count on one to two hands. So obviously much less competition than other places where it’s very easy to get into.

Mike Hambright (09:28.45)
Right.

Michael Pinter (09:49.913)
The second thing is just like I can’t get into contracts so easily, the seller cannot get out of contract. So I would say I have close to 0 % contract fall through. If a seller changes his mind and says, you know what, I don’t want to sell to you or I want more money, I usually just tell them to call your attorney, right? And they always have an attorney. And then they call me back and say, when can we close? Because in New York, if a seller doesn’t want to perform, I can file a list pendants on them, which means they’ll never sell to anybody else. It’s the same as if they were in a foreclosure with a bank.

Mike Hambright (10:19.02)
Right.

Michael Pinter (10:19.94)
and I can sue them for specific performance, means, and I’ll win. So I’ll get the full amount of the property. So there’s no contract fall through. So that’s a good thing. And the third thing that’s good is that most of the assignment fees are higher than I think a lot of other parts of the country. I average close to $40,000 on assignment fees, but it’s because the price of the real estate in general is higher than other places. So those are good things.

For some people they say it would outweigh the bad things and I’m sure many people would say that it wouldn’t because a lot of people want the ability to get out of that contract during the inspection period and they don’t want to be writing, you know, $20,000, $30,000 checks when they go to

Mike Hambright (10:59.566)
Right, right, right. So, and I know there’s some, let’s talk about kind of rehabbing if you go that route, because there’s a lot of complications with that too. There tends to be more permitting, longer periods to do everything. So let’s talk about kind of some of the challenges with exit strategies that you have to deal with and maybe why you rehab at all because of those complexities. Obviously, typically it’s to make more money, but just talk about like how those all feed into your decisions.

Michael Pinter (11:25.198)
So there’s a lot of different building departments, a lot of different municipalities. Some are significantly easier than others. There are some that are, I think, the most difficult in the country. It is complicated, and sometimes it takes a very, very long time to get something approved. So I’m waiting now on something that I applied four months ago and I still don’t have approval on it. I don’t even have an answer on it. And that’s not uncommon. So you have to sort of take that into account.

on a lot of the times you’re going to rehab or in this case, I’m trying to build something new, but still it’s the same thing. Building permanent in this little village takes, they told me when I brought it in 16 weeks, I thought they were lying and it’s been about 16 weeks. So yeah, it does make things complicated. So the first four years really I was renovating everything. And when I had that conversation with Brad Chandler, what I realized is that the two parts of the business I really don’t like are dealing with contractors and dealing with building departments. So I sort of set my mind on

Mike Hambright (11:59.756)
Right. You got to build those holding costs.

Yeah.

Michael Pinter (12:22.53)
getting to as little construction as possible. And I would love to get to zero construction. I don’t think I’ll ever get there. So I just finished a $70,000 rehab on a property that I wanted to wholesale and it just didn’t work out. So I ended up closing on it and I’m gonna do great on it. And I’m gonna probably make more money. I’d definitely make more money than if I would’ve wholesale it. But it took a while.

Mike Hambright (12:43.628)
Hope so, yeah.

Michael Pinter (12:48.706)
and you have to take into account all these complications about dealing with building apartments.

Mike Hambright (12:53.452)
Yeah, so when you wholesale these deals to other rehabbers, I mean, it sounds like it’s a relatively small, like you said, you could count the number of investors in your market there on a hand or two. So are there very specific people that are just buying from wholesalers that are doing all the rehabs and willing to take that on? Or are you selling to kind of newbies sometimes that are willing to take that on and they don’t really know what they’re getting into? Not that you want that for them, but.

Michael Pinter (13:12.344)
There’s a lot of rehabbers.

Michael Pinter (13:19.182)
There’s a lot of experienced rehabbers. are guys who buy from just relationships. There are guys who have a lot of connections. There’s one guy who built up a whole business. He was working as an expediter to move permits through quickly and he ended up buying a lot of properties. There’s plenty of rehabbers, no shortage of them. There’s not a lot of people who market direct to sellers. I think a lot of these rehabbers do not want to be…

At least most of the ones that I know look at the concept of marketing as something that is completely foreign to them. don’t understand it. And that’s exactly how I looked at it for the first four years. I didn’t really get it. If I didn’t really embrace investor fuel and talk to Brad Chandler and learn about marketing, I would look at it also as something that was beneath me. I’m a house flipper. I’m a value creator. The idea that I’m going to

send out mail and have people call me and yell at me to take me off their lists is you know seem seem crazy seem crazy but i realize now that that’s the only way to get to get most deals at a at a low enough price to make decent money on yeah

Mike Hambright (14:26.658)
market directly to seller, yeah. So, and then it also creates opportunities for guys like you because if anybody’s listening to this and they’re like, I really want to get started, but I know it’s difficult. I mean, work with, you JV with people to help them kind of learn some of the lessons that you learned and find ways to work with them as well, right?

Michael Pinter (14:42.629)
Sure, I JV a lot of deals, Because of the reasons that I told you, lot of people, they’ll come across a deal. You see, in other parts of the country, if you have a deal and you’re not sure if it’s a deal, you can just lock it up on the contract, right? Get it on the contract and then figure out if it’s a deal. And if it’s not, you can get out. In New York, because you have to put up money and because there’s no way out of the contract for either side, really, people are scared to get into the deal. they’ll call, I get calls all the time from someone.

from people who will say, you know, I don’t know if this is a deal, let me know if this is a deal. And I’ll say, you know, at this number, it’s a deal. More than that, I think it’s a mistake. And then there might still be a $20,000 deposit or a $30,000 deposit that they don’t have that they’re gonna want me to put up. I JV all the time. I even started coaching people who wanted help. it happens, I think it happens more in New York because of people’s fear of putting up the cash and of not being able to get out of the contract for sure.

Mike Hambright (15:40.942)
Right. It’s complicated. Yeah. So I want to talk to you a little bit about I know that a few years back you decided, hey, the graph all real estate investors do this, by the way, like the grass is greener in that market must be easier in that market. Right. So you said I’m going to go to the other extreme. I’m to go to El Paso, Texas, which is super far away from New York. By the way, I’m in Dallas, Texas, and it’s it’s literally like

Michael Pinter (15:56.91)
Yes.

Michael Pinter (16:02.082)
and super, the nine hour drive.

Mike Hambright (16:04.974)
Yeah, it’s literally like I looked before the distance from Dallas to El Paso is about the same distance from Dallas to Chicago, which is crazy. But Texas is a big state. I’ve been in Texas for 26 years. I’ve never been to El Paso before. I have no reason to go there. Right. So I mean, I’ve been to every other major metro area, but I just have never had a reason to go to El Paso. And I don’t know why you came up with El Paso. You said, hey, the grass is greener. So I’m to go down to El Paso and.

Michael Pinter (16:19.694)
You’re you’re not.

Mike Hambright (16:34.538)
invest there as well. And so maybe we can just talk a little bit about that idea of the grass being greener because I know despite the fact that all the regulations and all the crap that you deal with in New York are probably the exact opposite down there, but it’s brought its own challenges, right?

Michael Pinter (16:46.775)
Yes, for sure. So let me tell you why I chose El Paso. So my goal is to become an owner-financer, right? know, Mitch Steven, who really does, he has like 300 of these loans out. Just to explain what owner-financing is, is you buy a property and then you get, usually you get private money to lend you long-term, and then you sell the property to someone who maybe can’t get a traditional mortgage, and you wrap that loan into a new loan with a…

buyer and then there’s usually a spread between what you’re the payment you have to make every month and the payment that you get every month and to me that’s the dream so everybody that I spoke to about it including Mitch Steven told me that

the prototypical best owner finance buyer is a lot of them are Hispanic, could be a Mexican national and that those are really where I should focus, I should market in Spanish, that kind of thing. And I said, you can’t find more of those than in El Paso. For those that don’t know, I flew to El Paso the first time and I had no idea this was the case, but Juarez, Mexico and El Paso is basically one city with a border down the middle of it. It’s pretty unbelievable.

Mike Hambright (17:48.526)
Hahaha

Michael Pinter (18:00.003)
Dozens of thousands, about hundreds of thousands of people every day drive from Juarez, Mexico into El Paso. I don’t even think they get checked at the border. They get checked when they go back for Mexican customs. Like every night there’s a massive line. It’s the exact opposite of Tijuana. Tijuana, you can just drive into Mexico, nobody stops you.

Mike Hambright (18:11.8)
Yeah. They’re getting checked. They’re getting checked now. If they weren’t getting checked before, they’re getting checked now.

Michael Pinter (18:18.178)
Maybe, maybe they are, I hope so. But it’s a place with a lot of Mexican nationals, Hispanic people. So I said, I’m going to try it. And I didn’t know the distance between Dallas and El Paso either. I really thought I was going to go to go to Investor Fuel in Dallas and just drive to El Paso. So nine hour drive. This is crazy, dude. There is no direct flight from any of the New York airports to El Paso. I have to stop somewhere. I have to stop in Dallas or Austin.

Mike Hambright (18:34.797)
Yeah.

Michael Pinter (18:46.447)
So it’s different. flew there a couple of times, made some connections. I’ve done a bunch of deals there. I actually haven’t done any owner finance deals. I may do my first one now. But it’s also an area where I felt like it’s relatively untapped. Not that there are no investors there, but there aren’t a lot. When I fly to any of the four major cities in Texas, I’m talking about Dallas, Austin, San Antonio, Houston.

There’s a lot of people from New York going there every day and most of them are real estate investors. They’re checking their investments out. But when I fly to El Paso, I think I’m the only guy from New York there if there’s no direct flight. So I figured there’d be less competition. I have to sort of build up some things. I do the marketing there and I do get deals. But that was my thinking. My thinking was this is a good place to do owner financing. And I am hoping to get that started at some point, but I have, made money on almost every deal I’ve done there. So it’s good.

Mike Hambright (19:37.858)
Yeah. So some of the differences though, let’s talk about just to compare. Cause sometimes people go into another market and I think, you know, it’s usually because they believe the acquisitions will be easier. So I think acquisitions probably is easier for you there, but it’s

probably has some challenges that you didn’t think of, right? Which are, know, are you marketing in Spanish? I know you don’t even speak Spanish and so, like talk, let’s kind of break this down a little bit, because I think there’s a lesson here to be learned of like, however difficult you think it is in your market, it’s probably not as difficult as New York. And then just going somewhere else is not necessarily like a slam dunk kind of decision, right?

Michael Pinter (19:59.192)
I don’t.

Michael Pinter (20:14.562)
No, no, there were challenges. I had a VA from Mexico that I still have who helps me with language issues. But there are challenges there for sure. First of all,

Mike Hambright (20:24.184)
So let’s talk about the acquisition side. Some of the challenges are you’re doing this virtually versus in person. You have to, right?

Michael Pinter (20:33.167)
Correct. That is a challenge, I can get a deal under contract via DocuSign there that’s legally binding, where in New York it isn’t. So that’s good. I’ve got a bunch of contracts signed that way. I have two people on the ground there, one guy who just runs and takes pictures for me, and one guy who is an agent who sells my houses and gives me his opinion, although he gives me his opinion. And so…

Mike Hambright (20:42.956)
Right.

Michael Pinter (21:02.212)
I mean, when I went there one day, I basically interviewed people to be my boots on the ground. That’s what I did. And I chose one of them. And that guy has helped me since I’ve been here. I don’t think he’s perfect, but he’s pretty good. originally I was having him run out, take pictures, and he couldn’t. He was too busy. So I found somebody else on Craigslist who’s amazing. And for a very small fee, he’ll run anywhere all over El Paso and take pictures for me. So that was really helpful.

Mike Hambright (21:31.278)
So let’s talk about marketing, like how you market differently in El Paso versus New York. Maybe just share some lessons there.

Michael Pinter (21:36.163)
I really market the same way. send the same postcard there that I sent to New York. I just put Cejabla Espanol on it and I buy paper leads there. I’ve done the same. I’m going to start doing RVM there in Spanish. I just got a list that I’m going to start doing shortly. And I think the marketing is pretty much the same. would love to, you know, there are certain marketing channels that I don’t do in New York because they’re too expensive because we’re the most expensive media market. like I tried radio once.

Mike Hambright (21:40.024)
Okay.

Michael Pinter (22:06.116)
But even radio is expensive and I would love to do TV. I may end up doing TV in El Paso because it’s so much cheaper than I can do it in New York. I may try that. So it opens me up to additional possibilities. Like to try TV in New York is something like 40 or $50,000 a month. And you need to do it for three, four months. It’s something I’m going to try for $200,000. I’m a little weary, but there I can try it for seven, $8,000 a month. So I may do that. But it’s…

Mike Hambright (22:24.534)
Right.

Michael Pinter (22:35.457)
It’s good.

I was sort of hoping on the disposition side that I would do all these owner finance deals and those sort of haven’t panned out and I need to maybe focus in better on that. But the truth is I also haven’t really wholesale or novated anything there. And I sort of felt and I wasn’t right about this that a lot of the buy prices that I bought, I wouldn’t be able to sell to an investor. So I hold tailed most of the things there if I didn’t rehab them. And I think I really should when I get anything on the contract, I really should be

more focused on innovations and wholesale deals, which will be much better for me. And I won’t have to put the money into it and let it sit there also. The market there is a little weaker than I thought, certainly since the rates started going up when they did. And I need to buy a little better there. It’s a very different market than here, obviously. It’s a different one. It’s like a different planet.

Mike Hambright (23:27.842)
Yeah, for sure. Yeah, for sure. So what are some of the lessons that you’ve learned by going into a new market that maybe folks that are listening can kind of learn from or anticipate a little bit better maybe?

Michael Pinter (23:40.335)
I think when you start, it’s sort of important to have somebody there on the ground that can sort of guide you a little. El Paso is a really funky place. There’s a massive army base there, massive Fort Bliss, hundreds and hundreds of thousands of military personnel and civilian contractors. And there’s areas that like, that are right near nice areas where the prices can be much lower. Zillow Value and Redfin are not…

Accurate is also a tremendous amount of new builds in certain areas that screws up the Zillow and the Redfin value So you’ll look at the Zillow value and it’ll say $300,000 and it’s a house that won’t go for more than 100 So like if you have somebody in the area that knows that that’s a big help in the beginning or you can get you know You can get messed up pretty bad So but I think that I think that marketing is very similar everywhere. I really think this I mean, I just send postcards like the same Stupid doodle postcards. I send a million of them

And they work, like I don’t get into them. Like people can really get into the language and stuff on there, but I feel like just sending out postcards to targeted lists, oh also, and any place you wanna go to, you should check with public records to see what’s available. So like I could get code enforcement lists and tax link one lists straight from the county there. I can’t get those nearby me and they’re like charged me $20. So those are great lists that I started marketing to right away. And I think it works.

You know, people are sort of afraid when they go to a new market that things are going to be so different. I think a lot of the marketing that works in any market works in most.

Mike Hambright (25:17.996)
Yeah, my sense is that…

The hardest part when you move to a new market is Dispo for a lot of people because they just don’t know, especially if it’s a market where there’s not a robust, you know, the most common thing is people would say they’re in Dallas, like where I’m at or any major metro area, and they want to go like to some small town outside of town, right? Well, acquisitions is easier because there’s not as much competition, but the Dispo is harder because there’s not a robust kind of ecosystem of rehabbers or landlords buying from wholesalers there, right?

Michael Pinter (25:47.823)
So yeah, so a couple of things. When I looked at El Paso, right, I never thought of it as this little hick town. It’s like the 20 something biggest city in the country. There’s like 700,000 people there. It’s pretty big. So I knew that there had to be some kind of system, but getting into that system takes a little time to figure out who the players are, who’s reliable and what’s going on. But for sure, when you go to a more populous area to a less populous area, that always scares me about like who the hell is gonna wanna buy this thing? Like how long is it gonna take me to find someone?

Mike Hambright (25:57.795)
Right.

Michael Pinter (26:17.88)
But I figured, know, Paso, they would be there. But again, I haven’t really wholesale as much as I should have. There’s investors there that could have bought a couple of my deals. Because I know, because when I whole tailed them, I sold them to an investor. So I know that I could have done it without closing and save myself the money. But these are things that, you know, you learn from experience.

Mike Hambright (26:32.258)
Right.

Yep, yep, awesome. Well, Michael, if folks want to get ahold of you in New York, even possibly work with you, what should they do?

Michael Pinter (26:42.478)
So I am all over social media. I have a page on, you can go to Michael Pinter on Facebook. I also have a Facebook page called Bigger Flips. I have a YouTube channel called Bigger Flips. And I think on all those things, my office number is on. I post that on the post so I’m very easily reachable. You find me in a of ways. I’m on Instagram, I’m in a lot of places.

Mike Hambright (27:08.152)
Yeah, you’re huge. You’re huge in New York. Awesome. Well, Michael, always good to see you, buddy. I appreciate your time. Thanks for joining us. Yep, everybody, we’ll see you on the next show.

Michael Pinter (27:10.116)
I’m ubiquitous, I’m far from huge, but I’m everywhere.

Michael Pinter (27:17.944)
Thank you very much, Mike.