risk management Archives

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Certificate of Occupancy Risk: When a Cheap Hotel Isn’t

A 1993 certificate of occupancy sank a $300K hotel deal, and a teardown list cost investors $40K. Here's the under-an-hour pre-close records check to run.

Mike HambrightSeptember 25, 2026

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Wraparound Mortgage Risk: Can You Cover the Underlying?

The real risk in a wraparound mortgage isn't the buyer defaulting — it's whether you can cover the underlying payment for six months while you…

Mike HambrightSeptember 25, 2026

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Seller Disclosure Mistakes That Get Sellers Sued

A 40-year litigator explains the seller property disclosure mistakes that create misrepresentation claims, and when hiring an attorney still changes the outcome.

Mike HambrightSeptember 16, 2026

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Builder’s Risk Insurance for Flips: The Earned Premium Trap

Builder's risk is usually pay-in-full and 100% earned premium. Learn when a monthly-pay renovation policy covers your flip instead — and what it excludes.

Mike HambrightSeptember 3, 2026

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