dscr loans Archives - Investor Fuel

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Single-Family House Hack: Split One Home Into Two Units

How one investor split a 5-bed single family into two units with a lock and a kitchen, stacked room rents with a mid-term rental, and…

Mike HambrightSeptember 21, 2026

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Wheelchair Accessible Airbnb: The 85% Occupancy Niche

Wheelchair accessible short term rentals in Phoenix run ~85% occupancy vs a 65% norm. The spec that wins bookings, where demand comes from, and the…

Mike HambrightSeptember 17, 2026

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Does the Fed Rate Affect Mortgage Rates? What Investors Miss

A Fed funds hike is not a mortgage rate hike. What actually reprices, why carrying costs matter more, and how to position acquisitions while rates…

Mike HambrightSeptember 17, 2026

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DSCR Loans Below 1.0: How Thin Deals Still Get Financed

A DSCR loan below 1.0 usually costs about 5% of LTV, not an approval. How 40-year interest-only terms, lender shopping and prepay choice close thin…

Mike HambrightSeptember 2, 2026

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Private Lender Underwriting: The 5% ARV Haircut Rule

A direct private lender explains the two-part test every loan must pass, the 5% ARV haircut he underwrites to, and the real term-sheet-to-close timeline.

Mike HambrightAugust 27, 2026

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Denver Rental Property Investing: Eviction Risk and Cash Flow

What Denver rental property investing actually costs now: six-month eviction reserves, $30-40K worst cases, 20-25% down to break even, and DSCR vs Fannie pricing.

Mike HambrightAugust 26, 2026

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Buying Rentals Under $100K: DSCR Terms and Buy Box Math

How one Virginia investor buys rentals under $100K: a 2/1 buy box at $1,000-$1,200 rent, a 15%-down DSCR threshold, and a required $20K-$30K refi pull.

Mike HambrightAugust 24, 2026

dscr loans

Single-Family House Hack: Split One Home Into Two Units

Wheelchair Accessible Airbnb: The 85% Occupancy Niche

Does the Fed Rate Affect Mortgage Rates? What Investors Miss

DSCR Loans Below 1.0: How Thin Deals Still Get Financed

Private Lender Underwriting: The 5% ARV Haircut Rule

Denver Rental Property Investing: Eviction Risk and Cash Flow

Buying Rentals Under $100K: DSCR Terms and Buy Box Math

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