Tax Time Simplified: Essential Tips to Reduce Stress and Save Money

Brett McCollum (00:00.82)
Alright guys, welcome back to the show. I’m your host Brett McCollum and I’m here today with Cathi Korelin and today we’re going to be talking about taxes. Before we do, at Investor Fuel we help real estate investors, service providers, and real estate entrepreneurs to 5x their businesses to allow them to build the businesses they’ve always wanted and live the lives they’ve always dreamed of. Without further ado, Cathi, how are you?

Cathi Korelin (00:25.203)
doing pretty good. Thank you. season just ended so the bulk of it is over. It still continues forever of course but hey, bulk’s over so it’s doing good.

Brett McCollum (00:29.144)
Yay!

Brett McCollum (00:35.534)
There you go, yeah. We’ll definitely get into that because I’m sure there’s a lot going on there. Before we do, let’s rewind things back a bit, give some history, some context, catch us up to speed. Who is Cathi?

Cathi Korelin (00:49.257)
So name is Cathi Korelin and I am an enrolled agent. That means I’m actually federally licensed and licensed by the Department of the Treasury. Enrolled agents were actually started back at the end of the Civil War when they were trying to process war claims. The government decided that people were trying to cheat them. And so they created the enrolled agent to help process the claims.

Brett McCollum (01:13.358)
Okay, very cool. And what was life like before taxes? That sort of thing.

Cathi Korelin (01:20.681)
Oh, so I’ve had a few interesting jobs, guess. Well, you know, my when I first started working, I worked in the restaurant world and the I’m from California and the beach towns that I start off the Santa Cruz Beach Boardwalk, the little famous only boardwalk on the West Coast. And I had a variety of jobs from there, went to college. I worked in the travel industry for 10 and a half years. I used to book travel for some of the

Brett McCollum (01:35.416)
Wow. Yeah.

Cathi Korelin (01:50.217)
from Nashville, some of them were like, Tim, was it Tim? What’s that singer? Faith Hill and yeah. And Reba McIntyre, I used to do some of their travels.

Brett McCollum (01:57.134)
Simitra.

Cathi Korelin (02:03.369)
Kind of fun.

Brett McCollum (02:04.972)
Yeah, that’s neat. Yeah, and how long are you doing that for?

Cathi Korelin (02:08.905)
10 and half years.

Brett McCollum (02:10.69)
Wow, okay. That’s quite a bit of time.

Cathi Korelin (02:12.017)
Yeah, I got stuck going to Hawaii over and over and over again to see hotels. It was really a shame.

Brett McCollum (02:17.454)
Man darn I feel so bad Yeah, honestly though some people do say that The ongoing continuous travel is kind of you know for pun intended here. It is kind of taxing you know Yeah, but so you did that for ten and a half years and then before You know that was before you got into the taxes What kind of led you into the tax world? What was that process like?

Cathi Korelin (02:22.088)
but.

Cathi Korelin (02:45.737)
So I know I’ve numbers, I’ve always been a number person. I don’t want to say can see numbers sometimes, but I work things out in my head and sometimes I count things I don’t even know I’m counting them. My brain just kind of works that way. Ever since I could remember, we had 13 steps up to our apartment when I was younger and I couldn’t let it stop at a number that was not divisible.

Brett McCollum (03:02.38)
Right.

Cathi Korelin (03:15.271)
by anything but itself and so I had to go back down up steps to make it a more divisible number.

Brett McCollum (03:21.315)
Wow. So that’s like different. I am not a numbers person. Okay. And that alone is yeah, we’re different people. you’re in the and then what was the so your your whole life you’ve been you know, like you said in the in the numbers thing and doing all that what got you hooked like or what was the first step and you’re dipping your toe in the water and

in the taxes arena.

Cathi Korelin (03:54.247)
In the tax arena was always I was wanting to be like a tax attorney growing up. I think that you know have been a lot of things that have happened in my past that. Made me think about law. So like when I was before I’m from San I’m from California. We moved to the town I was in when I was about 7 years old. And prior to that my my mom was actually escape a cold.

Brett McCollum (03:58.744)
Okay.

Brett McCollum (04:07.136)
huh.

Brett McCollum (04:24.722)
wow.

Cathi Korelin (04:25.263)
So I think that might have been what kind of got me interested in law.

We were part of the People’s Temple, the Jim Jones debacle about seven years before the big debacle.

Brett McCollum (04:39.358)
wow. Yeah.

Cathi Korelin (04:41.187)
And so I think that that is kind of where I got started being interested in the law. But I’ve always been really kind of a shy person. So I didn’t ever want to be the kind of person who had to go up to court and be talking in front of juries. And since I was good at numbers, taxes always interested me. So that, well, if I’m a tax attorney, I never have to go to court or anything.

Brett McCollum (05:07.938)
Yeah, so all right, so now how long would you say you’ve been in the world of taxes?

Cathi Korelin (05:13.353)
20 years, going on my 20th anniversary. I started off at some of the big box stores and then I worked my way to working for other individuals until I started my own company 10 years ago.

Brett McCollum (05:28.898)
Wow, so 20 years is, I mean, that’s not a short amount of time. Have you been on your own this whole time, or did you start somewhere else?

Cathi Korelin (05:37.993)
I started one of the, what they call the big box stores, one of the big three. They encouraged me to become an enrolled agent and they helped take care of that, they helped pay for all that. So I was one of the enrolled agents in the area. And the difference between an enrolled agent and a regular tax professional is that we’re licensed by the Department of the Treasury so that we can represent people if they’re audited.

Brett McCollum (05:41.366)
Okay. Yeah.

Brett McCollum (05:46.019)
Mm-hmm.

Brett McCollum (06:04.15)
Okay. That makes sense, yeah.

Cathi Korelin (06:08.073)
Yeah, so there’s not, there was not a whole lot, there were not a whole lot of enrolled agents in the district. So there was a limited number of us that could actually represent people.

Brett McCollum (06:14.282)
and you were out of California still this night. Yeah, you were out of California at this point. You were in California at this point still, is that correct?

Cathi Korelin (06:20.201)
Hear me?

That’s correct. That is correct. I was actually in California until 2021 when I moved to Missouri.

Brett McCollum (06:31.83)
Okay, we’ll brought you out to Missouri.

Cathi Korelin (06:35.049)
There were some life changes that were going on and I was looking for another place to go. California is very expensive and I already had friends that had moved here from California and so I thought well if I moved here it would give me a support group already here so I can and with good friends that were already here so it made it a little easier.

Brett McCollum (06:42.232)
Mm-hmm.

Brett McCollum (06:48.099)
Yeah.

Cathi Korelin (07:01.609)
It’s quite a far away. it hadn’t been my friends had been here, they probably would not have been my first choice destination. It’s quite different from California. There’s no beach. I grew up on the beach. I scoop and dive and stuff. So I grew up on the beach.

Brett McCollum (07:07.907)
Yeah.

Brett McCollum (07:13.998)
Yeah.

Brett McCollum (07:18.051)
Yeah, I will say though, to be honest, like, I am…

My wife and I have talked about this quite a bit. Like, we’re pretty blessed, you know, like, we live in a small, small town right outside of Gainesville, Florida. You know, you wouldn’t think like this is where like, is it but in one direction, our best friends live this way. Another like four minutes, right? And then the other five minutes the other direction, my in-laws live that way across the street, just in another right the neighborhood across the street. Her sister lives there, like our community is surrounding us within five minutes of any direction, you know, and

if you’re gonna move somewhere and you look for like having community and people that you know is everything. and I’m, that makes a lot of sense now. like, you have like going from California to Missouri, but you’ve got, you know, you’ve got community, you’ve got people. That’s really cool. I’m really excited for you for that. That’s really neat. Yeah. Yeah. Let’s.

Cathi Korelin (08:12.329)
Yeah.

Brett McCollum (08:15.746)
Let’s talk about taxes a little bit on the high end level, if that’s OK. So we’ve talked kind of offline quite a bit and get to know each other and what you do professionally. I aim not to offend you with this statement, OK? But nobody wants to talk about taxes, right? We’re real estate investors in this listening audience.

Cathi Korelin (08:19.689)
you

Cathi Korelin (08:31.315)
Thank

Cathi Korelin (08:42.333)
Mm-hmm.

Brett McCollum (08:42.87)
Most of us would rather not talk about it. We know it’s needed. We know we have to have somebody. We know this, but we don’t really want to talk about it. We really want to just make the money. And your job function is in the niche world of real estate. Can you talk a little bit about what it is you do for the real estate community?

Cathi Korelin (08:54.515)
That’s right. I know.

Cathi Korelin (09:04.957)
Yes.

Cathi Korelin (09:11.291)
Absolutely. So I have a real estate niche firm. I work with most anybody in the real estate industry landlords flippers wholesalers And What I try to do is not just do their tax return which of course I can do but my job is to help you to Stay compliant. It’s to help just tax strategy to make sure that you’re paying as little tax as possible

Brett McCollum (09:15.587)
Yeah.

Cathi Korelin (09:42.651)
I had a guy who was a doctor and he had multiple real estate, he had multiple properties which he was not necessarily renting out. The tax law changes in 2017, tax, Trump tax law changes were a significant hit. He was making $2 million profit after expenses as a sole proprietor, which meant what between federal and state and all the other taxes, he was paying 60%.

Brett McCollum (10:05.079)
Yeah.

Cathi Korelin (10:12.211)
That’s 1.2 million out of $2 million. By the time we finished rearranging his life, we knocked that down by 60%.

Brett McCollum (10:12.933)
wow.

Brett McCollum (10:16.579)
Yeah.

Brett McCollum (10:23.255)
man. Yeah, that’s huge.

Cathi Korelin (10:24.649)
Yeah, he was paying them in. We brought him down, you know, $720,000. Just that means he’ll save that every year.

Brett McCollum (10:34.331)
Every year, yeah. And that’s because why? Why every

Cathi Korelin (10:37.513)
So well, so he had a sole proprietor business, which means that he’s paid the highest amount of taxes. He’s paying the social security, Medicare, federal, state, everything, which most people do. And what we did was we took it from a sole proprietor to a corporation, because what the tax law changes, the corporation now had a set 21 % tax rate. So.

Brett McCollum (10:56.59)
Mm-hmm.

Brett McCollum (11:03.256)
Wow, okay.

Cathi Korelin (11:04.137)
The highest tax rate then was 39%. So we took him 39 down to 21 right there just by putting him in a corporation. Then we, had five, he owned five properties which he wasn’t doing a whole lot with. One was like in Beverly Hills and there was a big sporting event coming up. You know, we got him out there rental with the Augusta rule where you can rent your property out for 14 days.

Brett McCollum (11:28.888)
Mm-hmm.

Cathi Korelin (11:29.551)
and not pay taxes on it and he can get two or three thousand dollars a night for it with this event coming up. He had family who couldn’t afford to pay fair market rental with a couple of properties. We had him gifting money to family so they could pay fair market rentals so we could turn all the taxes into tax deductible. The tax law changes they were capping the property taxes deduction at ten thousand and he had like over a hundred thousand worth of deductions. So by getting all these

Brett McCollum (11:56.184)
Mm-hmm.

Cathi Korelin (11:57.609)
properties into as rentals. Now he can deduct everything. His wife was his medical biller and we took her out and started her own medical billing company and then hiring the kids and hiring other family members so they had more money coming in. By the time we arranged all this, I mean we cut 60 percent off his tax bill. Then in few years he’ll have

Brett McCollum (12:24.609)
I bet.

Cathi Korelin (12:27.017)
more growth and he’ll be able to come back and do another round at different income levels or different things we can do to save you money. So once he has more growth, then he can come back and do other things. So right now, we’ve got him, who wants to make it $2 million and get to take home $800,000 of it? mean, it’s just ridiculous.

Brett McCollum (12:40.472)
Right.

Brett McCollum (12:51.15)
Yeah. Yeah, you almost have to continue earning more and more just to survive, you know, you know, with tax burden like that, right? It’s a Yeah, that’s a man. And it sounds good on paper to say I made $2 million, but you didn’t keep $2 million, you know, and I think that’s, that’s the biggest thing. Yeah, and I and it’s so good that you as in your niche, that you understand that world for you know, of the real estate investor.

Cathi Korelin (12:59.934)
Right.

Cathi Korelin (13:08.399)
No, it’s about it’s not what you earn it’s what you keep.

Brett McCollum (13:21.103)
and knowing the laws and the, I wouldn’t call them necessarily loopholes, the loop, the things that you, using the code to its full weight, and to benefit what we do. And it sounds, I love that you do that. What are the biggest, what do you think as the real estate investor, what are the common things that you see that we don’t take advantage of that we should?

Cathi Korelin (13:50.995)
So what I see is a lack of proper bookkeeping. I had somebody we went through and redid three years of bookkeeping and found them $7,000 more in deductions. bookkeeping is not being done properly. A lot of things you’re not taking advantage of are deductions that are not directly related to business necessarily.

Brett McCollum (14:07.628)
Yeah.

Cathi Korelin (14:17.737)
And so like everybody knows about cost segregation studies. That’s a big, that’s talked about a lot in the industry. So if that’s not a big surprise, I have a client who sold his business, selling his business. He bought another business. So we’re going to use the cost segregation study on the new business to get rid of the taxes on the one he’s selling. Everybody knows about the, most people are familiar with cost segregation studies. That’s like the big thing in the industry. But like,

Brett McCollum (14:24.493)
Right.

Brett McCollum (14:36.94)
Okay.

Brett McCollum (14:43.373)
Right.

Cathi Korelin (14:44.585)
People don’t look at the little things and it’s because they don’t work with their tax professional. And they’re not necessarily, they add up really fast. Like if you’re going to hire somebody, there’s a work opportunity tax credit, depending on what type of people you hire, but you have to start the credit before the hiring process. So it’s too late. If you’re contributing to your retirement plan and if you get this on an automated basis, like every month a certain amount.

Brett McCollum (15:05.09)
Right.

Cathi Korelin (15:14.249)
There’s actually a tax credit for it.

Brett McCollum (15:16.91)
Huh.

Cathi Korelin (15:17.683)
So if you’re not working closely with your tax professional, your tax strategist, then you’re going to miss all these things that are out there. I look at my clients’ state taxes. Most people just ignore state tax. They do the federal, the federal number flows over to the state, they just, you know, okay, state’s done. But I look at the state taxes to see what it is that we can do. In my state,

Brett McCollum (15:27.212)
Yeah.

Brett McCollum (15:34.424)
Mm-hmm.

Cathi Korelin (15:47.977)
If you donate to certain charities, 70 per 75 % of that is a state tax credit, which means it comes directly off your taxes. So if you for every $100, $75 is state tax credit, whereas normally with the higher standard deductions nowadays, you can’t most people can’t deduct charity. In my state, if you have

Brett McCollum (16:13.633)
Yeah.

Cathi Korelin (16:18.279)
You have a first time, there’s a first time homebuyers account. So if you put money into this homebuyers account for five years, that money is, half of it is tax deductible off your state taxes. And you’re also putting money aside to buy your first home, which is great if you’re looking at buying your first property. If you want to house hack and buy something and live in it, you could buy a duplex or a fourplex and live in it and get the first time.

Brett McCollum (16:21.676)
Yeah.

Brett McCollum (16:33.432)
Right.

Cathi Korelin (16:47.177)
home buyer credit, seizure, and all these things, but start with a larger property. If you buy a duplex, you can live in half. The renter is basically paying all the expenses for the duplex.

Brett McCollum (16:52.44)
Right.

Brett McCollum (16:59.758)
Yep. And using the text.

Cathi Korelin (17:01.673)
These are all things that people don’t don’t look at. And so when I’m looking, when I have a new client, I’m looking up their state also to see are there credits that we could make you qualify for? A of credits you’re not going to just qualify for off the bat. You have to do something to make yourself qualify for them. And so that’s what I want to do is say, Hey, what is there in your state that we can make you qualify for without too much effort?

Brett McCollum (17:18.392)
Yeah.

Brett McCollum (17:28.751)
I like that. Yeah, it’s not just let’s accept it as low-hanging fruit. You know, let’s find more opportunities. I love that. You’d mentioned to me kind of off offline a little bit that you were working on and you’re finishing up a book that you’ve been writing. Is that correct? What? Yeah, what’s that? Tell me about that a little bit. I mean, I’m curious.

Cathi Korelin (17:43.71)
Yes.

Cathi Korelin (17:48.393)
My book is, the working title at the moment is Creative Real Estate Finance and Tax Strategies. So I’m working with people who work with creative finance, know, seller finance, wraps, innovations, all those things. types of investments are passive and some are non-passive. And there are tax ramifications for how you run your business.

Brett McCollum (17:57.622)
Hmm.

Brett McCollum (18:07.468)
Right.

Brett McCollum (18:17.998)
Okay.

Cathi Korelin (18:18.449)
You know, if you’re a landlord, you’re filing on a schedule E, there’s no self-employment tax. Does that mean you want turn to a short-term rental with extra services and turn it into a business where you are paying self-employment tax? And so my book is going to talk about the different types of real estate financing that’s out there, the type of real estate deals, and how they all affect you tax-wise.

You know, should you buy a house in an S corporation? Well, we usually recommend you don’t. There are situations where people will reset depreciation. and I’m not saying it’s always a good idea, but let’s say you own a home and you’ve owned it for a long time, maybe you’ve depreciated already, you might sell it to an S corporation. Then the S corporation is going to now depreciate it at the new fair market value.

Brett McCollum (18:49.56)
Yeah.

Brett McCollum (19:16.248)
Okay.

Cathi Korelin (19:17.011)
So you’re like getting the depreciation again, but now you’ve got an S corporation, which is maybe good, maybe bad. Because if you want to take it out of the corporation, you have to sell it again. So it is not always a good thing, but maybe there’s a need. So my book’s gonna talk about what are the tax advantages and what are the bad things about these things? Are you buying something sub two where you are…

Brett McCollum (19:19.831)
Right.

Brett McCollum (19:24.248)
Mmm.

Brett McCollum (19:28.235)
I see, yeah.

Cathi Korelin (19:46.087)
buying it from somebody, not taking ownership, but you’re paying their mortgage. People get confused as to who gets that mortgage interest deduction because it’s not in their name.

Brett McCollum (19:56.226)
Right.

Cathi Korelin (19:57.989)
And so it’s going to cover all these types of things. Opportunity zones, installment sales, buying and trusts. People are using trusts to try to avoid the do on sale clauses.

Brett McCollum (20:03.522)
Yeah, big one.

Brett McCollum (20:09.452)
Mm-hmm

Brett McCollum (20:16.128)
Right.

But if it’s not, even then, if that’s not set up right, right? There’s some, yeah, make sure you have, I will say this, make sure you have a good real estate attorney, guys, if you’re gonna be doing some of this stuff. But keep going, sorry.

Cathi Korelin (20:30.321)
And you know what, your tax professional should be working with your attorney, which should also be working with your financial person who does your life insurance, all that stuff. So you should have a team that works with you. Not just one person, but you should have a team that works together.

Brett McCollum (20:34.844)
yeah.

Brett McCollum (20:51.36)
Yeah. Yeah. that’s I love that you said that, too. It’s really important. I think a lot of us, you know, some of us may have like, I send stuff to my I have a tax guy. I have a tax. I have a tax. You know, I have an attorney. But that’s a good point is they don’t really talk to each other much. You know, they’re all kind of like my real estate is their own thing over here. My tax person does their thing over here. You know, I have a bookkeeper that does their thing over here and nobody really talks to each other.

Do you find that the folks you worked with that do have that team that’s kind of working you use and what is there on your side specifically, how do their taxes tend to work out from what you’ve seen?

Cathi Korelin (21:35.561)
Well, I think when you start having a team that works with you, you’re going to save more money and be more organized. When I talk to people for the first time, I ask them, what is their net profit? And they have no clue. They always tell me how much their sales are. And I say, what are your expenses? they have no clue. So if you’re working with your tax professional, with your bookkeeper, with your attorney, you’re going to know where you are financially. Having money in the bank,

Brett McCollum (21:54.669)
Yeah.

Cathi Korelin (22:03.781)
is not an indication of how much money you’ve made.

Brett McCollum (22:07.426)
That is so true. Yep, I know that intimately, unfortunately.

Cathi Korelin (22:09.555)
Yes.

Cathi Korelin (22:13.993)
And then to get a surprise tax bill, especially people who are newer in the industry who are just starting to make money, they don’t understand how the self-employment tax works. They don’t understand how the net investment tax works. And so their first year or two in business, they get hit with these big tax bills and it shocks them.

Brett McCollum (22:34.499)
Yeah.

Cathi Korelin (22:37.203)
in the start-to-cycle.

Brett McCollum (22:37.612)
Yeah. Yeah, what do you,

recommend if somebody were just starting off right and they don’t have their team in place they don’t have their tax you know like let’s say they’re flipping houses right and so and they’re they own an LLC because that’s what they were told to do and that LLC is turning pro and they’re making you know 40 50 thousand dollars a flip and they thinking they’re crushing it what do you recommend that they kind of off the top park away for taxes

Cathi Korelin (23:10.185)
The general accepted number is to put 30 % aside for tax. 15 % alone just goes to self-employment tax, so your Social Security and Medicare. And so you could easily be in a 10 or 15 % tax bracket for federal that doesn’t even talk about your state. really that 30%, including state, should be up to 35 to 40%. People don’t realize just how much in tax they’re paying.

Brett McCollum (23:15.97)
Yeah.

Brett McCollum (23:22.584)
Yeah.

Brett McCollum (23:36.398)
Yeah.

Brett McCollum (23:40.527)
But if we can find a Cathy out there that can find credits for us to offset that, is that correct?

Cathi Korelin (23:47.463)
That, yes, just there are ways to manipulate numbers. Everybody thinks they want to have money into their IRA, their 401K, their Roth, traditional. How all those numbers come and work together. I made $100,000. I paid $3,000 in tax. And most of that was just self-employment tax because I had to pay myself a salary. So I had to take out Social Security Medicare from that.

Brett McCollum (24:10.454)
Right.

Cathi Korelin (24:15.931)
If I made $100,000, I’d pay no federal or state tax on it because I know how to manipulate the numbers.

Brett McCollum (24:21.528)
Yeah.

Brett McCollum (24:25.078)
Right. Yeah, and that’s why it’s important.

Cathi Korelin (24:25.545)
And that’s with nothing in the salary.

Brett McCollum (24:28.11)
Right, and that’s just really why it’s so important because very easily can you make $100,000 and just like you said, you you take home 55 or 60,000 of that hundred very easily, you know, that happens. And that is not why most of us got into this business is to, you know, pay, you know, 30, 40 % to a tax, you know, burden, you know, and like, and unfortunately I know people that, you know, have missed something on an accident, didn’t really realize it. And then next thing you know,

getting hit with a six figure tax bill that they have no way to pay. And that’s a very scary situation. So, personally I would recommend people, if you’re listening to this, to go ahead and reach out to a tax professional that…

Cathi Korelin (25:02.537)
Thank you.

Brett McCollum (25:13.87)
understands the power of real estate, that understands that. And Cathi, I’m gonna have you in a second here, us where people can connect with you as well. Because with what you do being, with the way your license works, you’re across all 50 states. But I would encourage you guys to get started on that before, even if you’ve been flipping for a long time, at least start talking to somebody else right now.

Cathi Korelin (25:39.739)
Even if you can’t, even if you don’t think you can afford someone on a regular basis, like where you’re meeting with them quarterly or monthly, at least sit down once or twice a year with someone and see how things are going because you can always get things on track if you just sit down talk to somebody once or twice to at least see where you are at.

Brett McCollum (25:58.956)
Yeah.

Cathi Korelin (26:04.827)
It’s much better to have someone like me who you’re meeting with on a monthly or quarterly basis and who’s on your team. But if you can’t do that right now, meet with somebody. It’s going to cost you $3.50 to $5.50 an hour, but it’s worth it to get to save so that you’re only not six figures or even so you’re prepared when you owe that six figures.

Brett McCollum (26:34.498)
Yeah, I think that preparation is everything of knowing what to expect. I think that’s most people’s problems. They don’t know what to expect. And then when it happens, they’re like, my gosh. Instead of being, they’re reactionary. Instead of being responsive, they’re reactive and then getting themselves into mistakes. But if, Cathy, if people do want to connect with you though, what do think the best way for that is to happen?

Cathi Korelin (26:59.849)
And I am accessible by phone or email pretty easily. And my email is Cathi with an I, C-U-T-H-I, at EliteTaxInc.com.

And my phone number is 5 7 3 7 9 7 9 9 7 7. I made nice little round numbers to repeat.

Brett McCollum (27:21.763)
There you go.

Yeah, I will make sure we get them to the show notes as well. Right. So, guys, and seriously, if you’re in a situation where now you’re in a situation, if you’re in real estate and you don’t have somebody like looking for looking out for you on your taxes, reach out. know I, Cathi and I, we’ve talked quite a bit at this point. I know she’s absolutely willing to go above and beyond to help you guys to get you on track to, you know, to do the, you know, get you set up. But yeah, Cathi, this is

Thanks for sharing your wisdom, your knowledge. When do you anticipate your book maybe being able to come out?

Cathi Korelin (27:58.769)
I’m hoping in the next couple weeks. I’ve got pretty much mostly written. Just need to do a few more tweaks, maybe combine a couple of chapters and maybe just get it proofread. And then hopefully next couple weeks.

Brett McCollum (28:14.478)
Yeah, yeah, I mean, because that education is that education is so needed in our in our in our space. So I look forward to seeing that when it comes out to you. You know, again, thanks for being here with us. I appreciate you taking your time sharing your wisdom, your knowledge, and I hope our audience takes a lot away from this.

Cathi Korelin (28:23.763)
Thank you.

Cathi Korelin (28:33.459)
Thank you very much. I hope so, I hope so too.

Brett McCollum (28:36.749)
Yeah. And guys, thank you as well for hanging out with us. I appreciate you spending time and listening, and we will see each of you on the next episode. Take care, everybody.