Real Estate Freedom: Design Your Life on Your Own Terms

Brett McCollum (00:00.714)
All right guys, welcome back to the show. I am your host, Brett McCollum, and I’m here today with Mandy McAllister. And today we’re gonna talk about life by design and how she’s done it. Before we do guys, at Investor Fuel, we help real estate investors, service providers, and real estate entrepreneurs to 5X their businesses to allow them to build the lives they’ve always wanted and allow them to live the lives they’ve always dreamed of. Without further ado, Mandy, how are you?

Mandy McAllister (00:25.844)
I’m living the dream, Brett. Thanks for having me today.

Brett McCollum (00:28.014)
There you go. Love that. It was really cool catching up with you pre-show and getting to know you a little bit. I tend to say this a lot because maybe it’s a personality thing. I don’t know, but like I do, I want to be your best friend now. Just, just kind of just you inherited one just so you know. Like you’re in, I can’t wait for people to get to know you.

Mandy McAllister (00:48.638)
thank you. Let’s make a secret handshake. Just get it on the record, you know?

Brett McCollum (00:52.782)
Yeah, I listen I have so we have four I have all the handshakes of my kiddos Yeah, we’ll get we’ll do it. But before we get into everything and I do I am really excited to talk about About this but before we do kind of give some background some history. Who are you and you know, go Let’s catch us up to speed a little bit

Mandy McAllister (00:56.994)
Mandy McAllister (01:12.194)
I am a farm kid. was born and raised on a farm in a town of 800 people in central Illinois and then followed a volleyball scholarship to a little school in Georgia and ended up on a porch at a party.

and a friend was explaining that her dad bought the house and she got to rent out the rooms and keep the money from our friends. I just thought that that was the best idea I’d ever heard in my whole life. So that in 1999 is when your girl Mandy decided she must be a real estate investor. And then I did all of the learning stuff. I did all of this stuff that you’re, you got to do to be prepared to buy something, but I didn’t do anything with it. I did nothing with that knowledge from 99 until 2015 when I bought my first fourplex.

Brett McCollum (01:49.934)
Mm-hmm.

Mandy McAllister (01:54.964)
And then that four, I bought a six and an 11 and a 53 and it just snowballed. And at some point shortly thereafter had enough to not need my W2 anymore. So that is kind of the real estate journey that brought me into this opportunity to get to lead Go Bundance Women.

Brett McCollum (02:00.131)
Wow.

Brett McCollum (02:06.552)
Yeah.

Brett McCollum (02:13.142)
Incredible. so, married kids, like what is…

Mandy McAllister (02:17.612)
Yeah, so while I was previously married and I made a kid who’s now nine, his name’s Duncan, and now I’m remarried and get to be bonus mom to Ava and Vince. Ava’s almost 15 and Vince is 11.

Brett McCollum (02:29.902)
Incredible. Yeah, that’s so cool. Back up a little bit for me. It’s 1999. You mentioned that. And we talked a little bit pre-show, you know, kind of, so both former collegiate athletes and, you know, playing, you know, respected sports. I found a lot of, by the way, let me, there’s an aside here, by the way. I think I found a correlation.

Mandy McAllister (02:37.046)
Yeah.

Brett McCollum (02:55.884)
the amongst successful real estate operators. know, there’s typically there’s three and the third one’s gonna surprise you probably. Number one, you are ex-athlete. Two, military. Form the military. And this is the weird one. Ready? Third one, you’ve been in jail before.

Mandy McAllister (03:06.326)
Mm-hmm. Yep.

Mandy McAllister (03:15.282)
Huh. That does surprise me.

Brett McCollum (03:16.35)
And I’ve taken some time to really dissect and think about it. I think it all comes down to discipline. At the end of the day, yeah. But that was my aside. But back to 99, you’re at this school in small town Georgia, albeit that’s not real small town Georgia. I grew up in small town Georgia, I’m kidding. But you’re playing volleyball, you’re doing your thing. And until that day, was that ever like a…

Mandy McAllister (03:22.826)
Mm-hmm. 100%.

Brett McCollum (03:46.06)
was entrepreneurship, business, real estate, whatever it is. Was that ever a part of your mindset back then?

Mandy McAllister (03:51.772)
know, both my parents were self-employed. My dad’s a farmer. My mom owned a gift manufacturing business. So it was kind of always in my blood to be in control of my own destiny. But, you know, the way that it felt as a kid was they were only self-employed was because they lived in this small area and there were no other jobs. So you had to go make your own job. So I went down the path of, you know, get good grades, do all the right things, get a good job, like the whole rich dad, poor dad story and really thought

Brett McCollum (03:54.147)
Okay.

Brett McCollum (03:57.582)
Mm-hmm.

Brett McCollum (04:10.562)
Hmm

Mandy McAllister (04:21.686)
that I was going to be safer in a sales job, a medical device sales job, than I who they also really love former athletes, by the way, who I really thought that would be safer and the way that I wanted to live my life until I, you know, realized that I wanted to be in control of my own destiny.

Brett McCollum (04:38.648)
Wow, yeah, I just thought of this. You mentioned the farmer thing a couple times. I want to go back, sorry, I meant to ask this. I don’t, I mean, I know a couple people that have like here locally where I live that have different kinds of farms and whatnot, but I’ve never interviewed somebody yet that comes from that. there, is farming, because it’s a lot like sales, like, you know, it’s ups and downs, you know, from what I gather. Did you ever grow up in that, with, you know,

Mandy McAllister (05:02.562)
Mm-hmm.

Brett McCollum (05:07.072)
it’s a good season, a bad season or things. Was there anything like that growing up that you can remember?

Mandy McAllister (05:11.938)
I feel like that you know in those visualizations personal development stuff about what’s your mindset around money like I definitely have had some stuff to work through because in nineteen nine nineteen eighty eight there was a big drought in the Midwest and I remember a conversation that you know hey we’re not gonna be able to buy as many toys because of the drought and we weren’t in control of things so it is really funny because you know on paper farmers are super rich but they they barely make.

Brett McCollum (05:16.609)
Yeah.

Brett McCollum (05:32.333)
I

Mandy McAllister (05:41.012)
any money at all. Well, I mean, they’re fine with what they make, but it’s not what the type of returns that they would make if they were investing in something like apartment buildings, let’s say.

Brett McCollum (05:50.742)
Right. And it’s seasonal, right? And the way they make money in the fall or the spring, it’s from what I remember. Or is it like, it’s not really throughout the year, correct?

Mandy McAllister (05:53.718)
Mm-hmm.

Mandy McAllister (06:02.016)
Well, I think it’s actually a beautiful thing to take back to life and my investing thesis that, you know, a farmer doesn’t plant a seed and then try to harvest it the next day, right? You have to be patient. You have to sit and wait. And the cycles continue to exist, you know, and part of my whole investing ethos is I don’t need to be right.

twice a year every year to live the type of life that I want, I get to look at the cycle and decide when it’s time to put all my chips in the middle. And that’s what cycles really teach us, what farmers really teach us.

Brett McCollum (06:36.824)
Yeah, there’s so much life and business practicality when it comes to like the seed time harvest principle that farming is. You have to water this, you know, all the things, you know, but something that I think that I translate into real estate a lot too is, and you mentioned the drought, you know, that had gone through, it’s cyclical. it’s…

Mandy McAllister (06:44.556)
Mm-hmm.

Mandy McAllister (06:58.486)
Mm-hmm.

Brett McCollum (07:01.036)
That’s why they have the farmer’s almanacs. You that’s why they have the, you know what I mean? It’s like, and we have history to look back on too. Now you coming up through the ranks in, you know, there was the 2001 crash there. There was the 08 crash, you know, there was this, and now we’re currently and presently in some kind of a weird situation, seasonal thing that we’re dealing. Largely some sit, there’s a lot of parallels into the farming thing is like, hey, it’s gonna, it’s not if it’s happens, it’s a when.

Mandy McAllister (07:04.991)
Yeah.

Mandy McAllister (07:18.155)
Mm-hmm.

Brett McCollum (07:27.948)
and did you do the right things preparing before that happened?

Mandy McAllister (07:32.06)
You know, I love to say this, that not believing in cycles is like not believing in Tuesdays. And Tuesdays keep happening. You know, I feel like when I kind of grew up in multifamily, when I bought the four and the six and I wanted to start adding a zero behind it, was, you know, part of groups that were heavy syndication because most multifamily acquisition groups that you might join are heavy syndication. And

Brett McCollum (07:39.406)
Yeah.

Brett McCollum (07:49.134)
you

Mandy McAllister (07:57.242)
lots of these folks were putting on three year loans when rates were in the twos and threes. And I feel like my master’s is in economics. So I feel like the real asset is that cheap money. So I was counter to my counterparts in locking in long-term agency debt on these mid-size multis so that I could own them for the long-term.

Brett McCollum (08:00.365)
Yeah.

Mandy McAllister (08:22.878)
I didn’t want to flip stuff. You only get paid once. I call it one-time money. If you do something and you only get paid once, like selling a house or flipping a house, or I would argue syndication, the fees that you get are at the beginning and the end once, right? But if you own something for the long-term, you set it up, it pays you every single month forever. So I like to do one-time money things to set up a forever money cycle.

Brett McCollum (08:36.941)
Right.

Brett McCollum (08:47.809)
Wow. That’s so good. And we need to unpack that here shortly. Before we get there, let’s catch up to that. your first acquisition was 2013, did I hear that right? 15, sorry. So in 2015, you kinda introduced the idea of it in like 2000. 15 years later, fast forward, what is there, something that happened that was like, okay, I’m doing it. What was that?

Mandy McAllister (08:59.778)
2015.

Mandy McAllister (09:16.416)
I had a baby and I realized you only get one trip around this life, know, like it got real Brett, you know what I mean? So I realized that if I’m gonna do this, I’m gonna have to jump. If I wanna be the example to this little baby life that I just made, I’m gonna need to put my money where my mouth is and get over my own fear and take some sort of a risk mitigated leap into something that I know in my core will work. So I bought a fourplex.

Brett McCollum (09:17.783)
Haha!

Brett McCollum (09:35.874)
Mm-hmm.

Mandy McAllister (09:44.416)
And I thought I was gonna be homeless and penniless and under a bridge because I had put 40 grand into buying this thing, which is everything I had saved up until that point. And then after a couple of months, not only did I not die, but I had like $1,200-ish coming in every single month that I didn’t work for, you know? So it was this switch flipped that, wow, I need to do more of that.

Brett McCollum (10:07.734)
Yeah, I think for me one of the biggest shifts that I had to come through and you know reading you know your typical Rich Dad Poor Dad books and stuff like that. Think and Grow Rich. know the typical books we read when we get into real estate is the mental shift of money in the bank and then money in an asset.

Because when it’s in the bank, you can see $40,000. When it’s in an asset, you don’t see $40,000. And I think there’s just some kind of a switch that has to flip to go, but there’s still $40,000 that’s just not in my bank account. And I think that’s what keeps most people away from because they feel like they spent their money and it’s gone now. It was a hard shift for me.

Mandy McAllister (10:39.051)
Hmm.

Mandy McAllister (10:45.845)
Yeah.

I feel like it’s a fear thing, right? Like you’re worried that it’s gonna disappear into everything if you can’t see it on a bank balance. Like maybe it really did disappear into nothing. But I just, really do think if you look at Maslow’s hierarchy of needs, know, the thing you need, everybody needs is food and shelter, right? And to provide the thing that everybody needs.

Brett McCollum (10:56.184)
Mm-hmm.

Mandy McAllister (11:11.068)
is what is going to be the best investment for the long term. You can live your entire life and never own a Bitcoin, but you can’t go a single day without shelter.

Brett McCollum (11:19.498)
Exactly. No, I mean and that’s the hardest it was just a big time for me like going through that like I remember like I remember that period of like This feels scary because now I can’t see it anymore But it had to I had to come to the terms of like that money’s still real and it’s just now in this Asset that’s not I didn’t spend you know, like you go and buy, you know You know a cheeseburger and you you know and like here drop, you know that that you know, five bucks is gone

Mandy McAllister (11:32.374)
Mm-hmm.

Brett McCollum (11:49.302)
You’re never seeing it. That’s spending. That’s spending. I don’t look at acquisition as spending as much as I do just moving money. And that was a shift though. Yeah, allocate. That’s the better word.

Mandy McAllister (11:52.788)
Exactly. Yeah.

Mandy McAllister (11:59.572)
Yeah, allocating. Yeah, no, but it’s a muscle, you know, I’m certain it was scary the first time, but as soon as you realize that A, you don’t die, and B, you’ve got, you know, more money coming back because of it, it becomes less scary the next time.

Brett McCollum (12:13.187)
Yeah.

Brett McCollum (12:16.672)
Exactly. Yeah, so then you parlay that into, know, how many deals did you do kind of and how quickly did you do them?

Mandy McAllister (12:24.482)
I did the four in 15 and then the six in 17. And then, you know, really got obsessed with this idea of agency debt, the non-recourse government backed stuff that, you know, part of the reason I loved this non-recourse idea was because I hired a guy who lost $50 million in a downturn because I wanted to get close enough to learn how to not do that. Right? And one of his like…

Brett McCollum (12:47.416)
that part.

Mandy McAllister (12:50.786)
problems or his biggest problem was that he cross collateralized all the loans and when one domino fell all of the dominoes fell. So in terms of taking risk, it’s very important to me that I risk mitigate as much as possible. So if I’m if I end up with a 50 million dollar portfolio and it’s call it 10 buildings that are all 5 million apiece on agency debt, non recourse loans, you know, not only am I getting a 30 year amortization and you know the best.

Brett McCollum (12:59.01)
Yeah.

Mandy McAllister (13:20.372)
low terms and interest only, I’m able to, if I lose one, obviously I’m to do everything in my power not to lose it, but they take the building back. They don’t, I’m not personally liable for that Delta. So it felt like a very belt and suspenders way that the rich get richer. So how do I run after these midsize assets on agency debt?

Brett McCollum (13:40.696)
Yeah.

Yeah, and that’s a great question. How do you do that? Great question for yourself, Mandy.

Mandy McAllister (13:47.266)
Yeah. Well, I’ll say that, in the beginning, I in medical device sales, it’s a pretty good living and I lived, I saved my face off. I saved a whole lot of money and made some friends that were also interested in, you know, midsize multis. And I knew that I wanted to be in an area that that somebody would want to rent in 30 years. That’s the question I tried to answer regarding what market.

Brett McCollum (14:11.608)
Mm-hmm.

Mandy McAllister (14:17.026)
because I had a lady through COVID who didn’t pay me for like 28 months. So I knew that A, I didn’t want to be here, B, the population exodus where I live is striking. I’m worried about what it’s going to look like in terms of demands in 30 years, but in Indiana, three hours away, I can get down there and back by dinner and they have strong population growth, strong job growth. So if I’m looking at.

was so clear on that I want a class B asset in this area that when someone who had a different problem than me, he had money he needed to place for cash flow. He came in, he was so all in on our vision because we were so crystal clear on what we were running after that he came in for a large chunk of the equity and was an active partner with the intention of holding for the long term. So it was all of the things I wanted and it helped.

with the bulk of that first down payment.

Brett McCollum (15:13.794)
Yeah. So how you’re picking markets is more from job growth, imagine, you know, economic growth as a whole, maybe population growth, that sort of thing, right? Yeah. And I love the fact that you said Indiana, by the way, too. I’m from Florida. I love the South. you know, it’s just it’s where I’m well, it’s home. I can like zooming out, there’s a lot of stability in a Midwest market where we know that

Mandy McAllister (15:25.378)
100%.

Mandy McAllister (15:38.977)
Mm-hmm.

Brett McCollum (15:44.494)
Whereas Florida right now, if you’ve studied the Florida markets, you know that like we had a huge spike in growth over the last two years. But now guess what’s happening? A lot of those people that they’re now leaving again. it’s, and it’s been when you study the market cycle here in Florida, you know that it does that depending on where it’s at, you know, so there’s not a lot of ability in some of those places. I love that you’re focused on stability and growth. That’s really good.

Mandy McAllister (15:47.296)
Yep.

Mandy McAllister (15:56.14)
Mm-hmm.

Mandy McAllister (16:02.849)
I hope you’ll

Mandy McAllister (16:08.874)
And if you look at the people, if you look at the multifamily acquisition as a whole, the group of people that are pounding tables, go acquire multifamily. There were so many people in the Southeast doing this, Texas Southeast, right? And a thing I say a lot is I don’t want to fish where there’s a lot of fishermen. I want to fish where there’s fish, right? And if people are moving in and there is demand for

places to live in and boring places like your Ohio or Indiana, then that is where I want to be.

Brett McCollum (16:41.122)
Yeah, so you mentioned class B, because you have varying rationales for Y and A property BCD. Curious on your perspective on why class B.

Mandy McAllister (16:45.228)
Mm-hmm.

Mandy McAllister (16:57.286)
So in terms of when a market is great, people are moving up. someone who might run a class D would run a class C, C to B, B to A. So you catch people when they’re going up or when the market’s going down, an A class renter might go to a B, B to C and so on. So also I’ve had older buildings. That Sixplex, the second thing I ever bought was like a 1920s build.

Brett McCollum (17:23.648)
wow.

Mandy McAllister (17:24.116)
There are so many problems with older vintage stuff. Yeah, so I mean, a boiler, like I will never choose to own a boiler ever again, right? So the newer the vintage, the less problems that you’re gonna have with ongoing maintenance stuff. So the class B gets me in this position where I’m gonna get slightly better returns than like a class A type thing, and I’m gonna not be the first hit.

Brett McCollum (17:26.531)
I imagine.

Mandy McAllister (17:49.928)
in a market downturn for vacancy issues. And then I’m also, you know, gonna have the newest possible vintage of that to limit my problems.

Brett McCollum (18:00.11)
Love that, yeah, and that’s perfect. Man, that’s really good too. Question for you. We talked about syndications versus private capital earlier and we kind of touched on it just briefly. Let’s talk a little bit more about that. Because I think your vision on, because most people when we’re talking to them about apartments and things like that, they’re raising capital from a syndication, from a fund, right? And that fund has to produce returns for the…

Mandy McAllister (18:24.534)
Mm-hmm.

Brett McCollum (18:28.48)
investors into that fund, that syndication. What’s your model? How do you do it?

Mandy McAllister (18:35.372)
So my whole goal, I try to begin with the end in mind, right? My whole goal is to get to be the mom who volunteers at Donut Day at my kid’s school.

Brett McCollum (18:44.238)
Hmm.

Mandy McAllister (18:44.37)
I don’t want to work myself into a new job. I want to be the owner, not the operator. So when I looked at buying apartment buildings, I was just answerable to a whole bunch of doctors in my medical sales job. I didn’t want to have to be answerable to hundreds of passive investors. So I felt like if I was putting together a deal and I could figure out a way to close it and own it with just me or me and a couple of guys, then that is going to be like a

freedom life rather than building another business from scratch. So while I couldn’t while you know while a $10 million acquisition was kind of outside the scope.

what I wanted or what I could pull off buying for my own accounts. I looked at the things that were most powerful in multifamily. The scale to be able to get that agency debt loan that I’m obsessed with and the ability to have a third party manager whose eyes are fully on it were the two major hurdles. And yes, you’re absolutely right that it takes about a hundred ish units to be able to pay someone full time. But a thing that we’ve had a lot of success with is working

Brett McCollum (19:33.742)
Mm-hmm.

Mandy McAllister (19:55.356)
with third party managers to have a fractional person on payroll that we don’t have Susan on site Monday through Friday, but we have her on site Monday, Wednesday, Friday. And that ends up solving the bulk of our problems. So yeah, the 50th unit space, it’s too big for the mom and pops and way too small for most, you know, syndicators or institutional money. So it’s this kind of beautiful little Goldilocks that gets overlooked that means for higher yield.

Brett McCollum (19:58.548)
Hmm, yeah.

Brett McCollum (20:25.71)
Wow. Yeah, I mean, I can tell I’m listening to you speak and I can like, yeah, that economics degree comes out. Because it’s a methodical approach to what makes the most sense. And it’s almost the way I read how you approach it. It’s the, this just makes sense. That’s why I do it, because it makes sense. And I might be oversimplifying it when I say that, but like how I hear it.

Mandy McAllister (20:39.126)
Mm-hmm.

Mandy McAllister (20:53.334)
Mm-mm.

Brett McCollum (20:54.542)
It’s like, why do you do this, Mindy? Because it makes sense. But that tells me you have a very, you mentioned it too from other investors, you have a clear vision, you have a clear process, you have a clear outcome. And I think when people operate from a clear vision like that, it does come off as, well, duh, this is, but that speaks to your level of operations though, it really does. So good on you.

Mandy McAllister (21:05.654)
Mm-hmm.

Mandy McAllister (21:20.962)
Thank you.

I really feel like that this play, that first 53 unit that we acquired throws off like $18,000 $19,000 in cash flow. So if the life you’re trying to build, if you just do the math on how much money do you need to do all of the things that you would ever want to do, you don’t have to be right 700 times flipping houses or 400 times buying buy-in holds. You’re right twice at a clip of 18 grand a month, you’re going to go buy a yacht.

You know?

Brett McCollum (21:52.406)
Yeah. Yeah, I love that. See again, well, duh. Like, that’s perfect. But you mentioned lifestyle again, and we touched on the intro, like, and this is, you know, the mom who’s there on donut day, the, you know, the, you know, it’s a lifestyle choice of what you’re like, it’s kind of how you’re, and then you’re using and leveraging real estate to achieve that. What, like, what’s the vision behind that for you? And then we kind of, again, we touched on a little bit, like, but talk a little more about that.

Mandy McAllister (21:56.002)
You

Mandy McAllister (22:00.535)
Mm-hmm.

Mandy McAllister (22:21.698)
I noticed quickly that my involvement in these kind of larger acquisitions, the midsize multis, you know, we built out a dashboard. I really believe that you can’t manage what you don’t measure, but you don’t have to be the one doing the managing. You don’t have to be the one doing the measuring. So we’ve decided on the metrics that matter to us. And we have that dashboard hit our inbox every single Monday. So I get a really good pulse.

on what’s happening in my assets without having to be the one doing the stuff, right? And then we do a 30 minute call every month to make sure that things are going the right way. So I realized that I got to lean into the stuff that feels awesome. And the surrender experiment, if you haven’t read the surrender experiment by Mickey Singer, you’ve got to put that on your list. But this idea of how do I do the things I want to do and figure out money in such a way that it doesn’t take up all of the time? So I get to…

be free to go do the things I want to do.

Brett McCollum (23:19.8)
Yeah, and then you can. that’s the most beautiful thing in the world is there’s, know, financial current is not the only currency that exists, right? There’s time currency, there’s all kinds of other, the energy currency, there’s like, there’s a lot of currencies out there.

Mandy McAllister (23:29.474)
100%.

Mandy McAllister (23:35.03)
The thing that I notice a lot getting to be a leader at Go Abundance Women is when you figure out money to a certain place, then you realize that the whole world is out there, that there is this opportunity to really squeeze juice out of life that isn’t just the money. So how do I get to decide and plan the things that matter to me and lean into that?

Brett McCollum (23:57.548)
Yeah, because we, I mean, and it’s, you’ve been trained that way your whole, not you in generally speaking, you get trained like that our whole lives of, you know, time for money, time for money, time for money, time for money, you know? And when we realize there’s, it doesn’t have to be like that. We are allowed to be, we can be counterculture and we can do something. Yeah. And there’s a way to do it, you know? And sure, it’s a lot, I’m sure you’ve worked your butt off to get to where you’re at, but then it produces a return.

Mandy McAllister (24:02.754)
Mm-hmm.

Mandy McAllister (24:16.512)
You get a chance.

Mandy McAllister (24:25.378)
It’s getting over myself. It’s getting over the fear. It’s leaning into like other people who’ve done it, you know, because I felt like completely scared that I was going to screw something up. And I was a single mom when I was ramping up this portfolio. So it was just me and a little boy and people who loved me.

Brett McCollum (24:40.878)
don’t know.

Mandy McAllister (24:44.012)
but thought I was being irresponsible by taking on a $4 million loan. So you’ve got to really trust your own judgment and get around people who are what you want your future to be like and not just your past.

Brett McCollum (24:55.34)
Yeah. Yeah. And I’m sure you can. I’m sure you like this. I believe there’s we always hear in real estate ROI, return investment, return investment. And I full firmly believe if the assets that we’re providing are producing and the things where we need to produce ROT as well as return on time. And if they don’t, then we’re doing it wrong. And I like that’s the whole lifestyle thing that you’re talking about. You know, the choice. But go abundance.

Mandy McAllister (25:04.716)
Mm-hmm.

Mandy McAllister (25:14.37)
100%.

Mandy McAllister (25:19.745)
Mm-hmm.

Brett McCollum (25:23.104)
You mentioned it here, you’re leading that group. Talk about it, because I love the whole vision that we talked about pre-show. I’m excited for other people learn about it too.

Mandy McAllister (25:34.112)
Well, I joined as a member first because I was the only person I knew that was acquiring these types of assets. So I wanted to be around people doing the type of big stuff that I wanted to do. GoBundance Women is the tribe of healthy, wealthy, generous women who choose to lead epic lives. We believe that, you know, yes, financial freedom matters, but it’s about so much more than that. So we, you know, I also really think that most people spend more time planning Thanksgiving dinner than they do planning their own dang lives.

Brett McCollum (25:39.404)
Okay.

Brett McCollum (25:49.048)
Hmm.

Mandy McAllister (26:01.61)
Right? So we have a goal setting process that we call the map, the master abundance playbook that kind of peer pressures you into deciding what matters to you because your life is a product of your decisions and steps you put in place to design the life you want. So if it matters to you to go to Costa Rica for three weeks with your four kids and wife, great friggin planet.

Brett McCollum (26:05.176)
Love you.

Brett McCollum (26:15.596)
That’s it.

Mandy McAllister (26:25.843)
But you got to write it down and get a little accountability behind it to make that happen. So it’s peer pressure in the right decision, in the right direction.

Brett McCollum (26:33.858)
I love that. That’s incredible. Yeah, and it’s, I love the generous aspect of it too, right? Like, I think that’s often missed in what we do. It’s because generosity to me means not, it’s not about me.

Mandy McAllister (26:39.362)
Mm-hmm.

Mandy McAllister (26:50.626)
100%. Well, and we track not just the dollars we give, but the hours we give. I’m a volunteer volleyball coach because a chance to be a person in a girl’s life, especially at that awkward 13, 14 year old figuring out who you are age, a chance to see that something is possible that they might not have otherwise seen is very important to me. So track those hours, track those dollars. It all matters.

Brett McCollum (26:56.622)
Mmm.

Brett McCollum (27:19.278)
Yeah. And who’s your target audience for Avatar, rather, for Go Bundance?

Mandy McAllister (27:27.5)
So we are all entrepreneurs. have a very heavy real estate investor lean. Because if you believe that 90 % of all millionaires become so because of real estate, you would anticipate 90 % of the tribe of millionaires to be real estate heavy. We are all accredited investors, women who are hungry for what’s next.

We our application process helps us figure out because we don’t want to grow just to grow. We want to grow in the right direction. We want women who are showing up with giver energy and and really kind of shut out anyone who shows up with taker energy.

Brett McCollum (27:59.714)
Love that, incredible. and the reason, and that’s the main reason I ask that is because for the next thing right here, if people are gonna go come to follow you, get to know you a little bit, know, that sort of connected in some way, what’s the best way for that to happen?

Mandy McAllister (28:12.61)
Sure, if you go to my website, mandymicalisr.com, that links to all of the socials for GoBundance, all of my personal socials, gets you a lot of good stuff there.

Brett McCollum (28:22.2)
Yeah, guys, seriously, that’s a no-brainer. Like, there’s ever a no-brainer, that’s go follow Mandy. Go to mandymicalister.com. It’ll be in the show notes, too, for you guys. absolutely a no-brainer to follow you. You’re leader worth following, somebody that you guys should absolutely connect with and grow with. Ladies, if you’re listening to this, check it out. I mean, I encourage you to do that and then connect, you know? Because I think that’s the important thing, you know, is just reaching out and connecting to people.

Mandy McAllister (28:47.83)
Mm-hmm.

Brett McCollum (28:52.014)
Sometimes it’s not even the right fit for us, right? But we want to, I know me, I want to connect with people, even if it’s not the right fit for us, I can connect them with somebody else that is.

Mandy McAllister (28:54.914)
Mm-hmm.

Mandy McAllister (29:02.402)
always feel like we’re one connection away from a completely different life. one thing, one, another thing I say a lot is you get two arms for a reason, one to pull yourself up, but one to pull other people up along with you. And that is the culture that we are creating here at GoFundMe.

Brett McCollum (29:16.278)
Yeah, that’s incredible. Guys, it’s absolutely a no-brainer. Mandy, thanks for hanging out with me today, talking to us and getting to know you and your journey and really ultimately go abundance what you guys are doing over there. So I appreciate you being here with us.

Mandy McAllister (29:29.184)
Thank you, Brett. This was so fun.

Brett McCollum (29:30.934)
cool guys well thanks for hanging out with us tuning in and we will see you guys on the very next episode take care everybody