Mastermind Your Success: Affordable Housing & Multifamily Investing Tips

Michael Stansbury (00:01.152)
Hello everybody and welcome to the Real Estate Pros podcast. I’m Mike Stansbury. Thanks for joining us today. I have a special guest, Marie Zondervan from Orlando, Florida. How are you Maria?

Maria Zondervan (00:14.511)
I’m doing great. How are you?

Michael Stansbury (00:16.03)
I am excellent and ready to get started. But first we’ve got to talk about investor fuel. Investor fuel is a mastermind and we help real estate investors, service providers and other real estate entrepreneurs, two to five X their businesses to allow them to build the businesses they’ve always wanted and allow them to live the lives they’ve always dreamed of. Maria, I always like to ask this question for my real estate pros is tell me your origin story. How did you get involved in real estate? What were you doing before real estate and how did you get on this?

Maria Zondervan (00:36.135)
I always like the…

Michael Stansbury (00:45.826)
this yellow brick road.

Maria Zondervan (00:47.399)
Well, it’s kind of interesting. a very clear-cut road, exactly what you’d expect. I was an endangered species wildlife biologist for 26 years. Natural path into real estate? That’s… No. Yeah, makes total sense. So, yeah, I was working for the state of Florida with everything that slithers, flies, crawls here, which there’s a lot of those critters here. And that was my passion, was helping endangered species. But I always knew that…

Michael Stansbury (01:00.118)
Makes sense.

Maria Zondervan (01:16.615)
That passion wasn’t going to lead to a financial well-being, right? I mean, working for the state as a biologist, believe it or not, you’re not rolling in the dough. So I always kind of invested in real estate on the side. I saw one those infomercials. It’s embarrassing to even say, but at night.

Michael Stansbury (01:33.57)
No, is exactly what people, but that is a, you’d be surprised Maria. That is what people say just sparked an interest is 10 30 at night watching a show and here comes Carlton sheets.

Maria Zondervan (01:42.055)
Yeah.

It was Carlton Jitsa! I still have the course, it was on cassette tape just to age me. I kept it even though I don’t have a cassette tape player just because it’s like, my gosh, this is so retro or whatever. But yeah, instead of spending my money on books that semester, I did that course and sure enough, I bought my first property before I graduated college. So it worked, it worked and kind of got me hooked. So I was like, okay, if I can buy this as a pro college student, we can do this thing.

Michael Stansbury (02:06.734)
How about that?

Maria Zondervan (02:14.651)
But you you progress, you evolve, you grow, and did them flipping houses, did rentals, all that kind of stuff. Honestly, I hated being a landlord. I sucked at flipping houses. I made money on it, but it wasn’t something I enjoyed. Like, I really enjoy being a wildlife biologist. That’s what I was passionate about. But I also knew I wanted to grow some wealth on the side, because there had to be a retirement plan.

And then life throws you a curveball, because that’s what life does. So we, in 2020, I gave birth to my first son. And he’s autistic. And so all of a sudden you’ve got to plan for a whole different type of future. Right? And not knowing if he was ever going to be able to fully take care of himself, we knew we needed to grow that wealth a little bit more, make sure he would always be financially well.

taking care of, and I have a second son, his name is Alex, and he’s neurotypical or aka normal. But I didn’t want him to become a, you know, have to take care of his brother at some point after we’re no longer around. So that became the stronger focus. And then I realized I couldn’t work full time at this job and…

Michael Stansbury (03:17.016)
Bye.

Maria Zondervan (03:32.775)
do real estate to the level I wanted to do to build the wealth. So I knew I had to make the transition to multifamily. So that was step one, because you can scale a lot faster there. So went out and bought two apartment complexes, because why not, after doing the education part, Get educated first. Don’t just jump into that. But once I learned that, then someone approached me and they said this word I remember to this day. goes, do you invest actively or passively? And I’m like,

I’ve told it’s all passive. I know it’s not because I do it. But I didn’t even know there was the option to invest entirely passive as a limited partner in syndication. So that kind of opened my mind to that. So I jumped in and did some of that. And then when I looked at the numbers, I was like, my gosh, I’m making more over here where I’m not doing anything than over here where I’m doing all the work. And it was like mind blown and kind of embarrassing. like I really feel like

Felt like I knew my stuff. didn’t enjoy being a landlord. I didn’t enjoy the calls. Even when you have apartment complexes and you have property managers, when your phone lights up at six o’clock in the morning, you know it’s not good news. They hardly ever want to talk to you. And if they’re talking to you at six a.m., something’s gone really bad, you know? And I never enjoyed that. So I did enjoy the passive world. So that’s how ended up being a passive investor.

friends and family just start asking about that. And so before long, I kind of figured out, you know, they didn’t want to just learn how to do it because I started teaching them. like, here’s what you need to do to look at the market. And this is what’s important with the sponsor. And this is the business plan aspects you need to analyze. And here’s how you underwrite. Here’s my Excel spreadsheets. And they’re like, don’t want to look. Just tell us what you’re investing in. Yeah. Just tell us what you’re investing in.

Michael Stansbury (05:25.987)
Yes.

Maria Zondervan (05:29.399)
And so I started doing that. And so I started launching funds where when I choose an investment for my own money, I ask others to invest alongside me. We write a much bigger check to that sponsor. So we get a higher tier in the investment tier there and make a higher return for all of us. So we may all be investing the minimum amount, but we’re getting the returns of the highest amounts in those syndications. So that’s the long and the short of it.

Michael Stansbury (05:55.052)
Right, you leveraged, right, okay, gotcha, you leveraged your friends and families and then other people that have seen what you’ve done and you’re able to, so what is your method of finding the good deals to syndicate with to invest in? Do they come to you or do you go out looking for you? What’s the secret sauce there?

Maria Zondervan (05:59.441)
leverage your friends and families and then. Exactly.

Maria Zondervan (06:14.919)
Yeah, so a lot of it came from joining masterminds. You mentioned a great mastermind out there, right? But getting in the rooms with the people who are doing it, right? Because you want to know the people behind it. You don’t just want to fall for the infomercials and that kind of stuff. You really want to get to know these people. So I ended up joining three rather high-end masterminds, going to all their events. So it’s a lot of capital output, honestly. I mean, it can be expensive to join. Then you have monthly fees and you have your travel expenses and all of that.

but it has paid back twenty-fold because you’re getting around all the right people and not just in that aspect of my life but all aspects of life. So yeah, you get to know them and then also attending all the big real estate conferences. I mean, there’s no lack of those all over the country, right? So getting out there and seeing them time and time again, looking at a lot of their past deals before you get interested in their current deals. And then yes, after a while you get a reputation and then they start coming to you.

But yeah, you gotta start by going and finding them, getting in the rooms and having those conversations.

Michael Stansbury (07:19.342)
So Maria, sounds like you invested a lot in yourself as far as the masterminds and the education was concerned. And this is a nugget for our podcast is cause we get a lot of folks. We have a mastermind and a lot of people who haven’t been in a mastermind don’t understand the power of it. Now there, there are good ones and there are bad ones. There are rooms that you need to be in and rooms that you need to stay away from. But talk about those rooms when you, when you knew you were in a room that, Hey, I need to be here. I need to talk to these people. need to invest my time.

Maria Zondervan (07:22.951)
Absolutely.

Maria Zondervan (07:46.951)
to invest.

Michael Stansbury (07:49.47)
and my money in whatever’s going on here.

Maria Zondervan (07:53.447)
Well, I’ll give you one quick story. I was new at this one mastermind. I’ve never been there before. And they’re feeding us, which I always appreciate, right? So we’re standing in the buffet line, getting some salad, and I start chatting with this woman in front of me. Her name’s Melinda. And I’m sorry, Melanie. I just screwed up her name. Oh, hopefully she doesn’t hear this. But we just started talking. mentioned I’ve got two kids in school and college and all this kind of stuff. And she says, well, you’re writing all that off, right? I’m like,

you can’t write off college and she goes, not directly, but let me tell you what you can do. Anyway, five minute conversations, she saved me $16,000 before I got to the bread part of the buffet. She was a tax strategist and honestly, before that, didn’t even know that was a thing. I only thought there were CPAs out there that do your taxes, right? But there’s a big difference between a tax strategist and a CPA and CPAs produce your taxes after you’ve already done the stuff and then.

tax strategist are setting you up in future, right? So that was one person in that mastermind that I’ve now spent a lot of quality time with because she has saved me so much money. Cause ultimately it’s not what you make, it’s what you keep, right? If you’re giving away 30 to 50 % of your income every year. know, cards on the table. I haven’t paid taxes in four years, but completely legally. I’ve found all the, all the ways to write that off. And of course, multifamily is an amazing tax haven anyway. So yeah, very powerful, very powerful.

Michael Stansbury (09:02.954)
Watcha keep?

Michael Stansbury (09:08.717)
Yes.

Michael Stansbury (09:18.722)
Yes. So we can talk about that for days, but what I really love to harp on is something that you said that a lot of people need to take in because there are some people are, you’re not afraid to take action. You took action as a college student in a real estate, which is, which is wild. you’re probably 1 % of 1 % of, of, co-eds that probably did something like that. But then you got in a room, you paid money and one relationship, one conversation that wasn’t even part of the whole program.

led to you knowing, okay, this is how I can save a ton of money and strategize for what I buy next on my taxes. And those are the things that masterminds do. People don’t, there may be a thousand reasons why people could join a mastermind, but it’s the one you’re not expecting that makes it 20 X your investment. So that’s just a great nugget for people to understand. Okay, so.

Maria Zondervan (10:07.971)
Absolutely true. Yep.

Michael Stansbury (10:15.574)
I love that you’re taking me through your origin story and now you’re going through masterminds and then kind of one in your, in your first syndication and realizing that, this is easier. I like the easier thing. And this is so funny because it’s, it’s every investor goes through this. They’re doing the same thing over and over and over again. They don’t necessarily like it. And then they see something that’s easier and more profitable and makes more sense. And then they, and they go do that and like, why hadn’t I been doing this the whole time?

Maria Zondervan (10:28.891)
Thanks.

Maria Zondervan (10:37.383)
more profitable and makes more sense.

Michael Stansbury (10:45.142)
So tell me about those first few deals that you helped a lot of people with and then kind of what you’re doing today. What does today look like for Maria and Blue Vikings capital?

Maria Zondervan (10:54.567)
day of life for the room and we buy East Capital. Right. Yeah. So the first one’s like I said, I was kind of dipping my toes in. You know, I discovered that you could invest with your retirement accounts, something else I had no idea about, right? Again, getting in those rooms, learning those types of techniques. It figured out the fund of funds didn’t know what that was. Didn’t know that that was an avenue you could create. So, you know, a lot of these sponsors, when they have a deal,

You know, they got to get that deal closed. And everything in real estate is negotiable. That’s the thing you have to remember. So a lot of people, see these real estate syndications and they have these tiers, you know, invest $50,000. You get a 7 % preferred return, a 30, 70 split, whatever it might be. And then you have the next tier up and you get a higher pref and a higher, better split and all this kind of stuff. Well, if you go to a sponsor and you say, okay, what happens if I write you a $3 million check? You know?

Sometimes it’s not even one of the tiers that’s listed, it’s something else entirely. And then all those people are still writing 50 or 100 thousand dollar checks or all of sudden getting the tiers of that three million dollar thing because I go to the sponsor and I say, you’ll have one investor to deal with, that’s my fund. One investor. I take care of all the K1s for the people in my fund. I deal with any questions they have.

all the updates, all that kind of stuff. You just have to keep me on the loop of everything that’s happening so I can communicate that with them. need to look out for them. want to sit kind of at that management table and hear what’s going on so I can look out for those investors. But I’m going to make it easy for you. I’m just going to cut you one big check. They will, because they need to get that deal closed. They’re going to negotiate. So we’ve gotten it up to where we got 100 % of the equity on the back end, like 100%.

Which is, you you got 30, 70 split, 40, 60, 50. Yeah. Yeah. 90 to 60. Pretty common, but we’ve gotten 100%. So,

Michael Stansbury (12:56.462)
But when you can’t

But you’re solving two big problems, right? Number one is people, because you have different people that you’re dealing with, different personalities. Hey, I want to know what’s going on every minute or I don’t care as long as I get my return. And then you the capital. And so it lets an operator do what they’re supposed to do, just put their head down and get the deal done.

Maria Zondervan (13:03.601)
Right?

different personalities. I know what’s going on every minute or I don’t care if I get my return. Right. And then the capital. Exactly. so it

Maria Zondervan (13:22.215)
Yep. And let them focus on operating that property to the best of their abilities and not be sidetracked. And that’s worth a lot to them. That’s worth a lot to them. yeah, so that that’s kind of where it evolved to. It obviously didn’t start there. It started with just going in the regular way. And it’s safer for me than doing a co-GP. There’s a lot of SEC crackdown on that kind of stuff. So I like it better as well. And then it was about listening to my investors. What did they want? You know, and

It’s not bring them a deal every month. I can’t do that because I’m investing in every one and I can’t, I don’t have enough money to invest in stuff every month. But it was about really high quality deals by operators who are not new to this, who’ve been around the block, who’ve been through some market cycles. That’s important, right? Cause you know, everybody does well when the market’s great. It’s when the ocean goes out, they see you swimming naked, right? So, so we want to make sure we’re doing that.

Michael Stansbury (14:18.476)
Yes.

Maria Zondervan (14:21.479)
And then the investors came to me and said, okay, this is really great. We are making good money on this money that we’re kind of tying up for three to seven years, however long each deal is. But what do we do with that money that’s just sitting in reserve? That money we have to have as an emergency fund, the money that needs to stay liquid, what can we do with that that’s better than having it sitting in a savings account, Lord forbid, or a money market or a CD? And so they basically asked me to come up with something.

for them for that. we launched a debt fund. And so that was kind of the next progression. So the business is forever evolving and that’s what we do now. So we have a fund where the money stays liquid after six months where they can add to it, withdraw from it at any times, but they’re making seven to 10 % on that money depending on how much they’ve invested. So it’s not at the mercy of the stock market, which is all over the place right now. It’s not a measure of performance of the fund overall. It’s a set return.

and they get it every month. Like it just hits that checking account, makes them feel safe, also offers a compounding option for those people that don’t need it monthly. But, you know, at some point you get to where you’ve built the nest egg. Here’s the nest egg. Now I just want to protect that. I just want to yeah, now I just want to start, you know, actually living off that money or taking those draws without maybe pulling down the initial balance or something. And it’s a great vehicle for that.

Michael Stansbury (15:34.786)
Right, protect the capital, yep.

Maria Zondervan (15:47.751)
But the syndications are great for doubling that money every four to five years, right? So they’re different scenarios for different pots of money. And I think that was a nice thing for us to add. I was really happy to be able to add that for them.

Michael Stansbury (16:00.854)
Okay. And so on the debt fund, let me just throw, I may be, just fishing here. So you’re, you’re, you’re funding real estate investors doing fix and flips or buying holds and things like that. Okay. So here’s the fun part is, so you’re guaranteeing a certain return for that investor. They parked their money in there and then your fee. I’m again, I’m assuming so is you may charge and again, 11 % interest. I’m just throwing stuff out there.

Maria Zondervan (16:09.979)
That’s correct. It flips entirely. Yep. It’s all that.

Michael Stansbury (16:29.324)
and then a origination fee and all that, the difference between that and what you’re paying your investor is what you get to keep, correct? All right, love to hear it. So one of the things I always love hearing about this and I love that you’re doing it is this is the progression of a real estate investor. You start as a co-ed, you do a real estate deal and you buy a property and you’re a landlord, you realize, I don’t like getting calls or texts at 6 a.m. on a Saturday. And then you start fixing flipping, you do well, but you realize, hey, I’m not good at this.

Maria Zondervan (16:37.005)
Nail on the head. Yep.

Maria Zondervan (16:48.175)
and keep going.

Michael Stansbury (16:58.84)
But how fun is it to lend money like this?

Maria Zondervan (17:03.725)
It’s actually pretty good. mean, like, I won’t say the admin stuff is fun, keeping track of it all and compliance, making sure every property stays insured, no insurance lapses, all that kind of stuff. You know, obviously there’s work there, but to see people take these messed up places and turn them into something gorgeous, that’s pretty cool. Like, you know, as somebody who has done that, I have a great appreciation for that. I just didn’t have the eye for it.

And some of the people who do this, they’ll send me their before and afters and I’m just blown away. like, I wouldn’t even have thought to move that wall or knock that down. So I actually think that’s a lot of fun. And we have a great relationship with our borrowers. They come back to us time and time again. And that’s fun. I’ve seen people go from like their first deal to their hundredth deal and I’ve helped them grow that business. So that’s fun too. That is great.

Michael Stansbury (17:55.326)
That is great. that’s a great question. How did you procure your borrowers? Did you start advertising? How did you start marketing to fix and flippers and real estate investors?

Maria Zondervan (17:59.175)
How did you procure your barbworts?

Maria Zondervan (18:04.933)
I did the same thing with the networking from masterminds and just attending local real estate meetups. So we have a huge REIA group here in Orlando. mean, I think it’s one of the largest in the nation, if it’s not the largest. So just attending there, showing up every time, you know, they have literally, I could go to one or two meetings a week if I wanted to, they have so many meetups here. So yeah, just going there and letting everybody know what you do. That’s it. Tell people what you do. Don’t be a secret agent.

Michael Stansbury (18:31.512)
Right. That’s it.

Maria Zondervan (18:34.599)
and help people, genuinely help people. You help them with no expectation of return and it will come full cycle. If not through them, they’ll tell somebody that you’re a helpful person, whatever. mean, like just be a good person. It’s not hard. Right.

Michael Stansbury (18:48.652)
Right. but one of the things, again, another nugget is go out there, go to the Bria meetings, go to, go to the networking events, go to the meetups and meet people and talk to people. And you never know what’s going to happen. You could be in a bread line and learn some new strategy. You didn’t know. but that’s a, that’s a beautiful thing. so you’ve got the debt fund and then you’ve got the syndications that you’re doing and then what else in your world? So let’s talk about, the nonprofit that you, you,

Maria Zondervan (19:04.295)
So you can go to the app and you can send the case.

Michael Stansbury (19:16.955)
that you’re a part of and the kind of the genesis of that and maybe how can people, who’s it for and how can people be and help you out on that.

Maria Zondervan (19:24.615)
Absolutely, absolutely. Yeah, so it’s called Valhalla like the Viking heaven, right? So you’ve noticed that the blue Vikings capital I’m wearing a blue Vikings property shirt everything in my world is blue Vikings. We have blue Vikings lending all that kind of stuff. That’s because I’m Swedish. That’s my origin I was originally born and raised in Sweden and moved here when I was nine So true like Viking blood running through the veins. So everything’s around that sin that thing but yes, we wanted to make a heaven for

for autistic adults, affordable housing for autistic adults. And so that’s the mission. I mentioned my son has autism and it was kind of like a slap in the face or a wake up call or something when he turned 18. It was at his high school graduation. First of all, everyone told me he’d never even graduate high school. He’d never get a full diploma. He’d never, to any special needs parents out there listening, don’t ever let them tell you your kid can never do X, Y, Z because my son is now at the University of Central Florida.

Michael Stansbury (20:23.736)
about that.

Maria Zondervan (20:24.035)
majoring in history. he’s at a big university doing very well. So I don’t know if he’ll be able to hold long-time employment and all of that kind of stuff. He’s driving, which is an anomaly for most people on the spectrum, but he’s blown us away what he was capable of. But the whole living on his own entirely independent of us will still be a challenge and it is for most people on the spectrum they need.

social support, they’re very gullible, they get taken advantage of, they have a hard time with employment because of the social skills lacking. So there’s some need there forever in their full life. And so I know as a parent, I was kind of like, you know, when he came in adults, like, what’s next? There’s all the support when they’re kids and you focus so much on just getting them through school because it’s so difficult to get them through school that you don’t even think about that future. And then it comes and you’re like, holy crap, what’s next?

You know, he’s not going to want to live with me forever. And even if he does, I’m not going to necessarily be here forever. So who takes care of him after that? And when I started looking around, there wasn’t much out there. There are some special needs communities that cater to all sorts of different ones. have wait lists that are years and years and years long. They’re not necessarily a good fit, but they might be the best thing you can come across. And they’re great. I mean, they’re wonderful. It’s just, you know, they might have a housing community that serves 30 people.

You know, one in every 35 kids in the United States right now is born with autism. You know, the need is just, it’s so much greater than like the pandemics and all these kinds of stuff that is all over the news. Yet you don’t hear about it, which is kind of scary. So I was like, here’s a huge need. So let’s see what we can do to address that. So then I decided I’m going to take the skills I have from real estate and we’re going to, you know, I tried, I tried doing all the government grant stuff, building ground up.

government red tape and I worked in government for 26 years. I understand it and I still had a really hard time navigating. So here we are trying to make affordable housing but nice. Nice, clean, safe. And we bring these beautiful plans to the government and they have all these grants that can help you build this and they take a look at it and they tear it to pieces. And they’re like, no, your corridors need to be wider. You need to have roll-in showers and handrails and all this stuff. I’m like…

Maria Zondervan (22:51.591)
why? And they’re like, well, wheelchair accessibility and for blindness and for this. I’m like, they’re autistic. they don’t, I’m not saying someone who has autism might, be in a wheelchair, but that’s not, that’s not what we’re looking at here, right? That could be anybody in the, in the regular community too. Like you, you accommodate that on, on a few units here or there or whatever. You don’t have to do it through your entire area, but yeah, they, they just paint all special needs with one brush.

And so before long they had added $30,000 per unit in cost to our plan. I’m like, we’re trying to create affordable housing. This isn’t working. So we take it in private. We’re just going to screw that. We’re doing a private. So we’re just going to syndicate this thing. We’re just going to buy apartment complexes and convert over some portion of the residency into housing for artistic adults and bring in Valhalla as a support system there.

for those individuals. It’ll just be integrated housing. It won’t be one complex all for that. So no one has to feel like they’re going to a special needs community. They’ll just be one of the residents, right? But they’ll have that support. So. Wow. So you feel like because it’s private, you have a lot more control.

Michael Stansbury (23:57.23)
Wow, so do you feel like because it’s private, you have a lot more control and you feel like your skill set is a lot more, well, you can compound your skill set with what’s being private. I’m sure that the people that you’ve already worked with in the past, once you set the vision for them, they’re like, hey, let’s do this together.

Maria Zondervan (24:17.923)
Right, and it solves kind of a secondary problem I hadn’t even thought of, but it’s the funding at long term for your child. know, like not everybody can go out and start investing in real estate. mean, I think everybody should, but not everybody can, And set their kids up and have some sort of trust that pays them, you know, if you don’t have that. But if you could invest in something like this, like you could literally invest in this syndication.

is a forever hold. It’s not something that turns every five to seven years, right? And that investment could be the money that pays for your child to live there or live anywhere really. I mean, you could take the money, but it sort of a dual model there. So we created a Facebook group for parents of special needs kids that are concerned about long-term housing needs and that sort of stuff where I teach them about what do they need to

know to be able to live independent enough to be in a place like this. know, obviously our services are there, but we’re not going to be teaching them how to, we might take them to the grocery store, but we’re not going to teach them about nutritious eating. not, we’ll have some people that tell you, keep an eye on things, but they need to know how to do basic finances, balance the checkbook kind of stuff, right? So we basically go through, what do they need to know about keeping a place clean and

maybe living with a roommate if that’s what they choose to do, those basic skills to be ready for this kind of thing. And then what do you as a parent need to do to be financially ready to support them to do that if they don’t have a job that can support it. So that’s kind of where we’re at right now while we’re searching for the first place. I think the market’s pretty good right now. The market’s actually pretty good for this right now. A lot of people are like, interest rates are high and this, that, and the other thing I’m like.

Michael Stansbury (26:01.265)
you’ll find it.

Maria Zondervan (26:08.071)
Yeah, but that means the people are selling now, they sell because they need to, which means you can negotiate. So we’re just looking for the good place. So if anyone’s listening and knows of a great apartment complex, a type B apartment complex, a hundred units or more in Orlando, that is walking distance to Orlando area. That’s walking distance to a grocery store. That’s key. Since so many of them don’t drive walking distance to a grocery store. That’s, that’s what we’re looking to buy right now to launch this. So we’re super excited about it.

Michael Stansbury (26:22.221)
in Orlando.

Michael Stansbury (26:36.078)
That’s cool. I think that you’re going to find a lot of your folks that you’re dealing with now. Once you set that vision for them, because here’s what I know. This is kind of one of the things that you learn about people that do well in, and especially in syndications is if they’re making really good money, they want to be a part of something and use that money to, to do something other than further their own household. They want to do something that has a lasting impact and that, that is a lasting impact. You’ve, you’ve clearly used your entrepreneurial skills to go, Hey, you know, I have

Maria Zondervan (26:48.783)
if they’re really good money.

Maria Zondervan (27:03.943)
and enjoy it.

Michael Stansbury (27:05.064)
this situation at home and there’s a situation because time happens and your kids grow up and what is it? How is how are they going to be really helped? How are they going to really be thriving and you’re creating an environment where your son and others can thrive. So I kudos to you. It’s an awesome awesome endeavor. Where can people find out more about you Maria and your and blue sky and your nonprofit?

Maria Zondervan (27:12.071)
how is the going to be really helped out in U.K. environment?

Maria Zondervan (27:31.899)
Yeah, so if you go to Blue Vikings Capital, that’s what you’re thinking. I know where your head is. Yeah, Blue Vikings Capital. it’s Vikings with an S at the end. Blue Vikings Capital dot com. Find everything there about connecting with me. And there’s a link there to the give back section, which takes you straight to Valhalla Villas dot org, which is the nonprofit.

Michael Stansbury (27:34.19)
Blue Vikings. I thought Seth’s. Sorry about that.

Yes, ma’am.

Michael Stansbury (27:57.344)
All right, well Maria, thank you for being part of the Real Estate Pros podcast. Folks, all the information will be in the show notes if you want to get in touch with Maria. If you know of a apartment complex walking distance from a grocery store, let her know about it. And we thank you again for watching. Like and subscribe and we’ll see you next time.

Maria Zondervan (28:18.289)
Thanks so much for having me.

Michael Stansbury (28:19.724)
Hey, you’re welcome.