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In this engaging conversation, host Micah Johnson speaks with Samir, a seasoned professional in the mortgage industry. Samir shares his unique journey from Haiti to becoming a successful loan officer, emphasizing the importance of home ownership as part of the American dream. He discusses the significance of building strong client relationships, the value of life experiences in real estate, and the necessity of professionalism in navigating the challenges of the industry. Throughout the conversation, Samir highlights the emotional rewards of helping clients achieve their dreams and the importance of gratitude and perspective in their work.

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    Investor Fuel Show Transcript:

    Samir Maignan (00:00)
    I grew up single mother money was not abundant. We were poor. I spoke no English when I first came here and this country has afforded me a lot of blessings

    what I can tell you is I understand the value that you’re not just buying a roof. You’re buying memories.

    You know, you’re buying marriages, you’re buying healing, you’re buying sickness, you’re buying laughter, you’re buying joy, you’re buying sadness, you’re buying tears. All those things will go on and at home.

    Micah Johnson (01:54)
    I’m your host, Micah Johnson. And today I’m joined by Samir, who’s been making some serious moves in the mortgage industry for quite some time now. Samir, welcome in, man.

    Samir Maignan (02:03)
    What’s up,

    Micah Johnson (02:04)
    Not much, I’m pumped for today. Our pre-recording call, I’m excited about it. I think our listeners are really gonna take away some value from how you approach the business and how you maintain that consistency now for almost 30 years. So let’s dive in. For people who may not know you yet, what is your main focus right now? What markets are you operating in?

    Samir Maignan (02:22)
    So right now we’re in the Florida market. We deal with a lot of investors. ⁓ So in a bunch of other states, including Texas and Georgia, those three are like our biggest ones. Now, the majority of our business right now are with investors, but it’s only because of the shifts in the market in terms of the pricing. I live in South Florida and I can tell you like the Tri-County area, the homes are just too expensive for…

    A lot of people, they’re starting to kind of like move north, central Florida. You’re in north Florida, so you probably know. My son lives in Jacksonville, which is north Florida. So, you know, it’s just one of those things.

    Micah Johnson (02:54)
    Gotcha. So let’s back up a little bit. What led you to the real estate industry to begin with? What started that journey? then tell us a little bit about the path you’ve been on since you got in.

    Samir Maignan (03:04)
    Oh, listen, my story is a little bit different. I came from Haiti. I grew up in Boston, moved down here for high school. I was looking for a job. find one. You know, I was 15 years old, barely 16, about to be 16. Could not find one. I was in class one day and an upperclassman told me to come check out his mortgage company. I got hired as a telemarketer. Then I worked like literally every hour the place was open and they promoted me to a loan officer assistant. I’ve never looked back since. You know, I left the

    industry briefly in 08 when the market crashed because I was just like what the hell’s going on and went into insurance. Realized I hated insurance but I met my wife so I dropped the insurance and kept the wife and came back.

    Micah Johnson (03:39)
    Now,

    that is fascinating. I don’t hear that one very often where you’ve started off at a young age and then just stayed in it. What is it about lending that’s just kept you engaged? What do you love about it?

    Samir Maignan (03:49)
    Well, I mean, first of all, so much better living than flipping burgers. You know, and plus they can learn so much cool shit, man. Like, I mean, you’re into real estate, you learn that I bought up my first house at a very young age and, you know, I’m able to impart knowledge to even my, peers at the time. And, um, like my sons, like my oldest son is buying a house right now. He’s 25, you know, you know, and he’s got his own business and my middle son’s in the UCF and

    You they left the house with better credit than me. you know what mean? You just learn cool shit, man. Like, you just can’t beat it. You know? And then plus, like, the money definitely helps, you know? You make a great living doing real estate. It’s just stressful. ⁓ Especially when you care. You know, it’s stressful when you care about the clients. And right now I’m doing loans for my clients’ kids.

    Micah Johnson (05:25)
    Wow, that is some longevity.

    Samir Maignan (05:27)

    I’ll be 46 in two months. Yeah, so it’s different. They’re calling me uncle and stuff. It’s nuts.

    Micah Johnson (05:35)
    It’s funny how powerful home is, right? Just the whole idea of it. When you help somebody either first time home buyer, repeat the process. Like home is so unique to human beings. It’s where we live, laugh, love, eat, sleep, cry. Everything happens to us at home. That’s where we take everything that has happened to us. And so to be a part of that process for somebody.

    Whenever I’m involved, that’s something I’m thinking about is the years, the years where I’m not involved anymore, where I’m just a footnote in your story. And you’ve kept going and the fact that it actually accomplished for you what we set out to do, right? It can be a very transactional business.

    Samir Maignan (06:06)
    Absolutely.

    been a blessing. I’m not smart enough to think I was ever going to do this on my own and make it this far. I remember when I left the industry and I came back, I was extra grateful for just being a part of these people’s lives because even when I was doing insurance, I never left. They were able to call my cell phone and help them resolve problems and help a few people fill out a few loan out modification applications, stuff like that. But

    You what I will tell you is I take it very seriously.

    I grew up single mother money was not abundant. We were poor. I spoke no English when I first came here and this country has afforded me a lot of blessings and I’ve been able to provide from you know me and my children who are now they’re doing great. You know, they’re both out the house to have their own. They make their own money going to school, whatever and I have a three year old too. So I’m going through the rodeo all over again. But what I can tell you is I understand the value that you’re not just buying a roof. You’re buying memories.

    You know, you’re buying marriages, you’re buying healing, you’re buying sickness, you’re buying laughter, you’re buying joy, you’re buying sadness, you’re buying tears. All those things will go on and at home.

    So I take it very seriously. I think that we are definitely the, I tell people this all the time. Like I think that people that do mortgages are the guardians of the American dream. All those people that think it’s not real, it is very real because we put you in there. Like there’s a lot of families who, whatever, for whatever reason, you know,

    They don’t think they can do it or, but those are the more satisfied. And there’s some families think they’re entitled to it because they’ve had several generations of homeowners and their families. So they just think, you know, I can afford it now. I’m entitled to it. Let’s get it popping. but in the end, you know, I really do think that home ownership is part of the American dream. I’ve been overseas. from the Caribbean. I can tell you that only homes are very, very big deal when you’re overseas. It’s not a very big deal here because people just think it’s so easy, but overseas, if you own a home,

    You’re like rich in the Caribbean. If you own a house, like you own your house, you’re rich, right? Here, they give that opportunity to people that aren’t rich or in the middle class, in the lower middle class, or even below the area median income, which technically is poverty, right? Right. So, you know, all I’m saying is that here in this country, we have several layers that provide, help you guide through that opportunity so that we can make it reality for you.

    Micah Johnson (08:03)
    Right?

    Samir Maignan (08:29)
    And I take it very, very seriously. Um, you know, a lot of these homeowners that my numbers has been the same since 2006. Before that, it was the same since 94. So I’ve only changed my number one time in 2006 when I moved to Jacksonville, right? And then I moved back down south Florida. Number so easy. kept it and, uh, nothing. It’s an honor as far as I’m concerned to be a part of it. And we’re, have a very, very good team here and we all think that way. We all think the same. We don’t take it for granted. We have a lot of experience.

    It’s not just me. wish it was. I’m not that smart.

    Micah Johnson (08:59)
    Well, take us into that. That’s one thing I want to lean into with your unique experience of how you came to America, what you went through to even put you where you are now, and then experiencing the fact that you’ve created successful offspring. They’re out moving on into their own lives. How has that affected the way you run your business and how your team goes day to day? Take us into that.

    Samir Maignan (09:19)
    I mean, my relationship with my sons are a little bit different. started when I was young. honestly, I mean, I hate to say it. I mean, we used to sell disputes in a boxing ring. Okay. Like I’m not a role model. Okay. So I’m not going to go into that. But what I will say is, I think it gives me a firsthand look because they’ve kind of like, tell people all the time, like when they’ve seen me go from the $10 seats in the rafters at the heat to the 100 section.

    And they’ve seen me through that journey. So when I talk to people through different walks of life, I can relate. Only because I like the $10 seats better. I like the $10. I had more fun than the $10 Raptor seats of the Heat Games. But now I sit in the 100 section because I can, I guess. You know what I mean? And then everybody I take with me, I don’t really even go for myself anymore. I go for other people. I take them. They’re always like, oh my God.

    And I would have more fun in $10 seats. then, you know, so I can relate, man. Like, listen, life be life. And you know, we all go through stuff, ups and downs. I thought the people that worked a lot more than me every single day. And they have the same problems that from the people that aren’t.

    Micah Johnson (10:59)
    Right.

    Samir Maignan (10:59)
    I tell people that all the time. They just drive nicer cars.

    Micah Johnson (11:03)
    same problems. They’re not going anywhere. And that’s something I think is cool about real estate is real estate specifically allows you to leverage your life experience in a way to make connections that drive your business. It’s very fascinating because it encompasses all of you. the more life experience you’ve had, honestly, the more hard things you’ve dealt with, the more people you can relate to. there’s benefit to it. There’s a lot

    Samir Maignan (11:28)
    and something

    I tell people all the time, the only person that doesn’t think they belong in that room is you.

    And I’ve been through that. We’re all like, oh my God, like I went to a conference in Vegas like two years ago when I was managing like three years when I was managing a branch. These people have like a hundred thousand dollar watches on. I’m trying to get referrals from these like financial advisors. I got invited by a financial advisor and you know, I don’t have a hundred thousand dollar watch. Let’s just put it that way. Okay. But I stay.

    And these people were super gracious and nice to me, man. Like they were cool as hell. Okay. When I tell you like they went above and beyond what they, Hey man, what can we do? How can we help your business? You know, that kind of thing. Like one of them referred me a ball, like a ball player client of his and like, and it’s not in my mind, all, all this tension, all this apprehension, like, my God, look at all these people like in custom made and tailored suits. You know, I’ll stay in the same hotel as them at the Fountain Blue.

    ⁓ but yeah, I didn’t have a hundred thousand dollar watch on and, but the only person that didn’t think that belonged in that room in the first, when I first walked in was me. I’m the only person, everybody else was like, what’s up, man? How can we help? know, right? So now I’m that way to people, no matter what I’m just like, okay, how can I help? How can we be absurd?

    Micah Johnson (12:36)
    Yeah.

    mindset, man. And it really exists, especially at high levels of real estate. It’s one of my favorite things about it. Having the past few years get to travel around and meet some real operators, they’re the nicest people. They’re willing to share their information with you. And what is interesting about what you’re saying, so many people will get around them and then feel uncomfortable. Like they’re less than or that just because they have a hundred thousand dollar watch means they’re not going to talk to me. We’re really

    Go talk to them about that $100,000 watch and see how much they think about it, right? Get the story from it. How’d you get that? And tell me about that. Cause it’s, that’s really what it comes down to is behind it all. We’re all people and we all have goals and we all have stuff we’re trying to do and connecting there first is what shows people. There’s an old quote, you know, nobody cares what you know until they know that you care. And it’s one of my favorites because it takes all the pressure off.

    That’s the taking mentality. You’re uncomfortable because you’re trying to take something from someone. Just reverse that and say, okay, no one has ever been me before. No one can bring the value that I can bring as long as, I you know, if you’re a professional or not, you know, if you’ve done the work and you have the experience, that’s what qualifies you. Not a watch, not a car, not a house. What have you done? And can you now communicate that to other people effectively so that they can benefit too?

    Samir Maignan (13:42)
    You’re not trying to provide.

    Micah Johnson (14:04)
    Right? Rising tides

    Samir Maignan (14:06)
    Can you hear me there?

    Micah Johnson (14:06)
    Yeah, I can hear you.

    Samir Maignan (14:07)
    Yeah, absolutely. And you know what else too? What you’re gonna, can you see me now? Can you hear me? And you know what else too? I found the people that are like the worst, like the most cutthroat, worst personality, they don’t do any transactions. They don’t do no business. know, it’s nuts. It’s nuts. Now the people that are like super successful, like they’re like, how can I help? Not how I can have benefit, how can I help? The people that are not successful, bitter, cutthroat.

    They don’t want to talk to you. think they’re better than you. don’t even do, I mean, I’ve talked to countless people and I’m in South Florida. Like we’re in snob capital of the world. Okay. Outside of LA. I mean, I honestly like I have story after story and you know, I’m, I’m, five, seven and a half. Okay. Like I’m too short to be a snob. All right. So I don’t qualify. Look at this face. Not that good looking. It’s cool. I get it.

    I don’t qualify to be a snob, but when I tell you the people that are the worst to you, they can’t help you anyway. They don’t do any transactions, they’re mad at life. Something’s going on. We all go through stuff. And I don’t ever judge. I just take it to me like rejection and all that stuff, like trying to fit in. In business, it doesn’t really work. think that knowing your worth…

    And with the value you can provide to others and establishing new relationships and nurturing that relationship, regardless of whether or you do a transaction, that’s just way more important. Um, and how you conduct yourself when you do a transaction, like to me, the biggest, the biggest value you provide to any of our, like when I refer people out, what happens when something went wrong? What did you do? That’s how I look at it. Cause I know when something goes wrong, I stay calm. I don’t blame others. take responsibility. I try to fix the problem and I move on.

    And if someone on our squad was accountable, I hold them accountable, see how we can fix it. And if it was that bad, if they’re going to continue to be on the squad. But that’s not always, we all know that’s not always what you would counter. I had a tough transaction with a realtor ⁓ on a condo that had a rec lease. So most of the lenders were turning them down. I finally found a lender that will do it during the transaction. And the seller’s realtor knew what was up because, you know,

    Micah Johnson (16:44)
    Right.

    Samir Maignan (16:57)
    She knew that I had a rec lease, it was gonna kill the deal for most of it, whatever, because they didn’t tell us. They didn’t tell us in the beginning, they didn’t disclose to the buyer. So I didn’t make a thing of it. I was like, okay. But what I will say to you is she didn’t call me every two hours. She texted me every day, hey, how we doing? How can I help? Do you need this from the HOA? Do you need that from the HOA? heard that. I’ll have the seller go get it. The loan closed.

    But without that cooperation, it doesn’t close.

    Micah Johnson (17:21)
    No, well with people is how you be successful.

    Samir Maignan (17:26)
    Working well with people

    is how you become successful.

    Micah Johnson (17:28)
    And you said in our pre recording call, nobody does anything alone. And especially in real estate, real estate is a team sport. It has to be. There’s so many different little pieces and parts. Not one person could ever close a deal. Florida, you need at least three, you need your title, you need your title company, your lender and you. So like there’s at least three people involved there. And there’s normally way more because you got inspections and insurance and all the other little things that connect to it. And

    When you play by that I win, you lose mentality. Nobody wants to work with you ever again. Nobody.

    Samir Maignan (18:00)
    You don’t win, you don’t get more business. Your attitude sucks. Nobody wants to deal with you. Okay. To me, we are the client’s team. We represent the client to the best of our ability and that goes for all of us. I can tell you horror stories too, but I just want to sound like a negative person. I’ll tell you the positive ones. I’m telling you right now, that lady, if it wasn’t for her, I wouldn’t even want to do the deal.

    They knew from the start that this rec lease was there. It was gonna kill the majority of the transit of the lenders that will do it. So they didn’t disclose that as on them. I could have just written them a denial letter. They’d look for another condo. But because she was so cooperative, how could I? How could I do that? Right? Right? So I at what it Yeah, they were getting it for a good price below the market value, the whole nine. Like, okay, no, let’s just keep going. She’s cooperating. Seller cooperated. We closed. We closed a week later too.

    Micah Johnson (18:36)
    Right.

    Samir Maignan (18:49)
    We had a complete package. ⁓

    Micah Johnson (18:53)
    Why?

    That’s just it, man. Cooler heads always prevail. And professionals always prevail. And that’s something I think is powerful, especially in the current market cycle that we’re in. And even when you went through it in 2008, it gets the unprofessionals out. It’s one of the benefits of going through market cycles is if you’re the good person behind it all, you’re going to be just fine. It may be hard. You may not enjoy everything you’re fixing to experience. But if your plan is to stay in and be the professional,

    You will always have business. Someone’s gonna come find you because all the unprofessionals are gone. The easy money’s gone. The simple way to do it’s gone. You have to deal with the folks that have been through the problems and stayed, right?

    Samir Maignan (19:34)
    And the people that are grateful to be here. Right. grateful, Like, for what we do, we make really good money, man. We’re not digging ditches, you know?

    Micah Johnson (19:42)
    And I’ve dug ditches. It’s not easy and it doesn’t pay well.

    Samir Maignan (19:46)
    You know what saying? Like, it’s not easy, doesn’t play well. Like, I’ve been a waiter. I’ve been waiter. I’ve been security at club. I’ve done moonlighting at Amazon. I’m not bashing any of these types of jobs or people. I’m just saying for what we do, we make a lot more money. Right. I’m grateful. ⁓ I wasn’t grateful in 08. That’s why I left. And I learned very quickly just how the real world works. Right.

    You know what mean? Because I went from like doing what I was doing and then getting a job and all this other stuff. you know, it’s just it’s it’s a lot. And I think I think what a lot of times, you whenever there’s a big boom like COVID, a of people lose touch with reality of what it’s supposed to be like, how are hard it’s supposed to work to make the same type of income. Right. I saw I talked to realtors that never showed a house since they got into the industry that left the industry last year. They weren’t showing homes, they were just

    Micah Johnson (20:38)
    Mm-hmm.

    Samir Maignan (20:40)
    Give them the borrows, the address, and the code.

    Micah Johnson (20:42)
    Wow.

    That’s tough. That’s tough. That’s why the realtor world got hit because people only started calling them if they had the keys. that’s what realtor stand out. Yes, the fact they do the work like the real ones, they’re doing work. They’re not taking orders. They’re there. There’s a mission they’re accomplishing.

    Samir Maignan (20:49)
    really good.

    It’s even worse on the loan officer side. About 50 % didn’t renew their license. Why? Because they work for people and they’re used to their phone ringing instead of going out, making realtor calls and working hard and meeting people and taking care of people and not just giving them a rate and a closing cost quote. They’re not used to that. I talk to them every day.

    Micah Johnson (21:19)
    which is the real business. That’s the real business. That’s the real one that it’s relationship driven 100 % and that your name matters. Like real estate is a small niche in the grand scheme of everything. You get that name for doing it the wrong way and you will get run out on a rail. Like not long at all either. Like it ends quickly. And that’s why I think it’s so valuable for the good folks to stay in and why they typically do.

    The ones that really stick to the industry, they see behind it. Do they make great money? Yes. But there’s another paycheck that gets paid that people discount and that’s the emotional paycheck. That one that feeds your soul. The reason where you get invited to weddings and you’re selling your bright mortgages for their kids, right? Like that’s the day to day of it. We’re all here. We’re all trying to build generational wealth and do what it is that we do. But in all that we’re living out 24 hour cycles at a time.

    You’re interacting with people on a daily basis. One day all you’ll have is a story. What’d do with it? What do you get to say? What do people say about you? What’d you actually do? Did you show up? Or did you just look for the easy way over and over and over again?

    Samir Maignan (22:29)
    or

    we’re just trying to get a check. Right. know, and I, and, know, I get emotional, like whenever like somebody’s kids call me, because I’m always like, my God, this is so awesome. You know? So, you know, people think I’m a giant corn ball, which, which I am, I’m corny. And, ⁓ and my wife thinks I’m crazy. Right. So I get it. But what I will tell you is like this, this industry, you know, you’re dealing with people’s finances or futures or pasts. ⁓

    divorces, bankruptcies, like there’s so many opportunities to judge and how could I? I’m just as human as they are. So, you know, and there are people out there that will judge you, man. I have to put them in check all the time. Like, you know, you can’t judge this person. know what mean? Something happens to them, you can’t judge them. So, and there’s people that reverse judge, just jealousy. I have clients that they’re buying a $3 million house, they got $5 million in the bank.

    Micah Johnson (23:20)
    It is man. It’s just a fascinating thing to be a part of because it does. If you’re really plugged in, it fuels all of your life. It really does. It lifts you up, man. It makes each day worth getting up for and working hard. I enjoy working hard.

    Samir Maignan (23:36)
    I noticed

    the first thing I noticed, I think you love this game just as much as I do.

    Micah Johnson (23:39)
    Yeah, it’s fun. It I like to be engaged. Right. I like to think about things like, I truly believe life is happening for me, and not to me. Yeah. And I’m one of the people with an experience and I think we all could at some point, but my Rotoho wasn’t an easy one to get here. No statistically, I died six years ago. That was my life experience. And I’m still here. And I still believe that life is happening for me, and not to me. And to be able to do that.

    you can now then provide value to people in a way that not many can.

    Samir Maignan (24:17)
    I know what you’re saying. I’ve been in ICU on the week of my birthday.

    Micah Johnson (24:21)
    Mmm.

    Samir Maignan (24:21)
    All right. So 80 % of the people don’t make it out. I did just fine. Um, I get it. You know what mean? And you mentioned my kids earlier. I mean, they remind me I’m mortal every single time I talk to them. So, you know, um, you know, I just try to provide some of that experience as well as, know, the clients, you know, it’s funny that clients will always end up bringing up the craziest things. Like I had a client just now just had his first kid sent me the pictures of his daughter. I’m like, I was, I was starting crying. I sent him a bunch of stuff from Amazon.

    Micah Johnson (24:31)
    Right.

    the ⁓

    Samir Maignan (24:51)
    You’re gonna need this?

    You’re gonna Yeah, I’m gonna need this. He’s like, it’s my first one. Yeah, man, don’t worry. be a great dad. know, we’re talking. He called me and like, hey, did you send like blankets and baby bottles and stuff? Yeah, man, I resist. I’m sorry. Dude, I thought he was gonna start crying. But I didn’t do it for that. I was just like, I don’t know. They call me with this kind of stuff. I’m getting married. You know, they’re young. Like, I’m not young anymore. He’s not that young. And then, you know, I just, I’m like, okay.

    How can I help you get married, I guess? You know what I Yeah, man.

    Micah Johnson (25:16)
    Right. Right.

    Each other right now, right? We don’t get to hang out with future generations. We get to hang out with the people that are alive right now. Yeah. There’s a billion of them in the world. And how many do you actually know? That’s why even on podcasts, I get to meet new people. I’m just glad I know you exist. Yeah. The chances of me even knowing you’re around is basically zero. So anybody that you actually know, if you’re a math geek,

    Think about the statistical probability of even getting to know them. And holy cow, it’s hard not to be grateful once you see it, right? You only had a one in 400 trillion chance of being a human being on planet Earth. So that means everybody you meet is that way. And you actually met them, get out of here.

    Samir Maignan (26:01)
    And a home is a dream for people. Like we’re reminded every day. So to us, it’s reality. For them, it’s a dream, man. Like, I’ll say it again, we are definitely, we are the guardians of the American dream. they, that dream word is true for them. You know, whether it’s a bigger house, downsizing, living in a certain area, you know, a car is a car. No offense to cars. I’m just saying. I keep saying that is, man. A car is just a car. But a dream,

    A home is they walk in, they’re going to sleep there. You know, that’s a big chunk of their life. They’re going to. It’s huge part.

    Micah Johnson (26:31)
    Right.

    It’s a huge part of it and to get to plug into it again, that’s what he always kept me coming back and keeps me coming back, whether I’m investing or whatever it is that I’m doing, because on the on the other side, there’s always a person, you know, that investment world, a lot of times you’re dealing with people going through hard, right? When you’re buying a house at a discount, their life is not going well. They have had someone die, someone divorced something, something is going poorly. And to be able to show up in a moment like that and be human about it. And

    actually help them walk through it because they got a goal to not to feel like that anymore. I don’t want to be dealing with this anymore. I want my life back. I want to feel good again. That’s what you’re participating in.

    Samir Maignan (27:17)
    process. Yeah, my favorite meal. I had a client call me the other day. I was baking bread. I was learning how to bake bread last month. I finally kind of figured it out. She’s like, what? I’m like, yes, it’s Christmasy. I’m baking some bread. What?

    Like, why would you tell me that? Because that’s what I’m doing. You asked, I just told you, what’s up? How can I help you? know? She was real cool. She was laughing her butt off, you know? But I mean, without that, I mean, why would you want to do business with me?

    Micah Johnson (27:43)
    Right. It’s people discount how much connection really matters. They discount it and they get stuck in short-term thinking this one deal, this one transaction, this one loan where if you can zoom out a little bit and realize that person knows a bunch of people, that person has family. And if I can serve them to my best, my ability, that opens up the doors to my business in a way that other things just simply can’t do. And it creates longevity, right? For you to keep going. All right.

    Samir, man, I’ve really enjoyed this conversation. those that are listening, same dude, think the same, we’ll have to hang out sometime. For those that are listening that would want to possibly work with you, learn more from you, what’s the best way to find you?

    Samir Maignan (28:20)
    Is there?

    Okay, you can find me on social media at Reno Loan King, R-E-N-O, loan King.

    You could also go to the renoloanking.com and you know, the application process is right there. My website is public trust mortgages.com. Nobody ever really goes there. It’s just a website. But yeah, renoloanking is my handle. I just do a ton of them, especially back during COVID. I still do a few. So, you know, you can reach out to me there. My number has been the same, 904-444-8500. It’s never changed. No matter how people call me, I don’t really care. Hit it. You know?

    It’s consistent.

    Micah Johnson (28:58)
    Excellent. And everybody listen, we’ll make sure that the handle and the phone number and the show notes. So you want to reach out to Samir, learn more about, know, what’s possible for you. Bring that dream alive. Reach out to him, touch base with them. These are the kind of folks in the industry, in my opinion, that are worth working with. So Samir, man, thanks again for being here. I appreciate your time, your story. I think more folks in the business need to be doing it the way you’re doing it. Actually care. Actually care. Do stuff good.

    Samir Maignan (29:23)
    Thanks

    for having us.

    Micah Johnson (29:24)
    people.

    Absolutely. So again, if you enjoyed today’s episode, please like this one, share it with someone you think would get value out of it. Don’t forget to subscribe to the podcast. We’ve got more conversations upcoming with operators just like Samir who are out there building real businesses and changing people’s lives in a real way. So thanks for joining us and we’ll see you on the next episode.

    Samir Maignan (29:44)
    Have a great day.

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