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Show Summary
In this conversation, Daniel McDavid shares his inspiring journey from preaching in churches to becoming a successful credit repair and business funding expert. He discusses how his personal experiences led him to help others achieve financial success through credit repair, LLC creation, and business funding. Daniel emphasizes the importance of being business-ready and provides insights into his course designed to equip aspiring entrepreneurs with the necessary knowledge to succeed.
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Investor Fuel Show Transcript:
Daniel McDavid (00:00)
I was so amazed when I received a credit card for $50,000 a business credit card. It felt likeEverything that I had been dealing with up until that point had actually paid off. Like I said, I wasn’t sure. I had already been scammed and tricked in one instance in business. But now after, like I said, obeying what the Lord had told me, it actually produced something. It produced money that I’ve never had before. I never had that much money.
Dylan Silver (01:57)
Hey folks, welcome back to the show. Today’s guest is based out of Los Angeles, California and runs Move Mountains Credit Repair where he helps clients with credit repair, LLC creation and business funding applications. Please welcome Daniel McDavid. Daniel, welcome to the show.Daniel McDavid (02:18)
Thank you for having me.Dylan Silver (02:20)
I always like to start off at the top by asking guests how they got into the credit repair space or the real estate tangent space, which is really what a lot of service providers are involved in when they work with ⁓ folks who may be needing credit repair and business funding. How’d you get into that space?Daniel McDavid (02:44)
It’s very interesting to be honest with you. was ⁓ actually going to different churches preaching. I would go and share my testimony of how, you know, God was working in my life and I would be able to pray for people and do different things at these churches. Because what’s it called? The people just really understood and knew the experiences that I had walking with God was, ⁓ you know, a little out of the ordinary andDylan Silver (03:05)
ThankDaniel McDavid (03:13)
As I was doing that, one day after I was done preaching at this church, there was a gentleman who was known as the prophet of the house. He was a…minister as well and as soon as I got done he came up to me and he told me that he wanted to pray for me he said that he seen that God was going to use me not just to help people you know spiritually in ministry but that God was going to help me that God was going to use me to help people financially that God was going to use me to build them up and get them where they needed to be so that they could fulfill their purpose and and the vision and their talent that God put on their heart so he told me that
Dylan Silver (03:44)
ThankDaniel McDavid (03:51)
And I was thinking like well that would be great if we could help people not just by praying for them But and then you know we can’t help them in any other way a lot of times as individuals in the church They don’t have the finance financial means to do you know very much else and Really what it comes down to is is their habits. That’s really what it comes down to but ⁓ When he shared that to me ⁓Dylan Silver (04:06)
youRight.
Daniel McDavid (04:18)
Shortly after that, I had started trying to get into business, started trying to do stuff, but it was almost like ⁓ Moses, when Moses kind of found out that he was supposed to be helping his people get free from the situation, he kind of went ahead of God and tried to ⁓ do stuff, but it wasn’t necessarily the Lord’s timing. And I realized that ⁓ I had kind of went a little too quick.I tried to start an apparel business first and ended up wasting a lot of money doing that. The people I was working with weren’t being entirely honest with me and I was unaware. I was just trying to do what I thought I was supposed to be doing. But after that experience, I learned a lot after losing money and recognizing the people I was working with. ⁓ I decided to get connected with a mentor. ⁓
Dylan Silver (04:55)
Right?Daniel McDavid (06:01)
This mentor was actually my friend. ⁓I didn’t have the thought on my own to be honest with you. I was at my job and I used to help individuals who had autism. during that time, this woman had came into my life who was really important to me. I realized that, you we might become something more down the line. And as I was realizing this, I felt so ashamed that I was at the point that I was ⁓ financially. And I was making pretty good money for myself, but now with another person.
I was thinking like man, how’s this gonna work if I want to have a family if I want to build and create something I don’t really have much and I felt like my job was rather dangerous because the client that I was working with who was an adult would sometimes have behaviors that would put you know, everyone that was there working with them at risk we have to try to Restrain them and help them in these situations. So as I was thinking about this I got on the phone with her on a break one day and I was sharing with her how I felt like I should be
Dylan Silver (06:52)
Yeah.you
Daniel McDavid (07:04)
doing more as a man, and specifically a man of God, because I know that the Word of God says that the children of God are supposed to be blessed. We’re supposed to have prosperity. But I felt like that just was not my experience in the area of finances. So when I prayed to the Lord, interestingly,Dylan Silver (07:21)
Yeah.Daniel McDavid (07:27)
Because I had told him, said, Lord, make it clear. Show me what I’m supposed to be doing. Help me. I don’t know what to do. I’d like to know. And after I asked the Lord this when I was praying with the lady on the phone who is now, like I said, my girlfriend. ⁓I seen on Instagram shortly after that my friend who like I said I had met at a seminar from a long time ago and he was talking about how he was helping individuals get started in Airbnb and I reached out to him because I was thinking like man this is the answer to the prayer I just asked I said God make it clear couldn’t get any that you know for me so I gave him a call and after I gave him a call he was telling me how he would help me get my own rental property and help me get into Airbnb and all that good stuff but I was gonna have to pay ten thousand dollars
was
thinking like, what the heck? Like I thought we were friends. What do you mean? $10,000. I don’t just have that money lying around. But I was thinking like, well, you I know God told me to do this,
Dylan Silver (08:18)
Thank ⁓Daniel McDavid (08:27)
I’ll do it Lord. And once I told him that I wanted to get started, he informed me that I would only have to pay $1,500 upfront and then he was going to help me get business funding so that I could pay the rest. And that’s exactly how it happened. I paid the $1,500 and then he helped me get business funding through one of his partners.The first step was me getting my credit repaired. And then I was able to get the business funding and then pay that money down. And then after I paid that down, I was able to get my first rental property in Texas. He helped me with that. And then as I was running my property, I started thinking like, you know, the process was…
Simple and it worked.
I was so amazed when I received a credit card for $50,000 a business credit card. It felt like
Everything that I had been dealing with up until that point had actually paid off. Like I said, I wasn’t sure. I had already been scammed and tricked in one instance in business. But now after, like I said, obeying what the Lord had told me, it actually produced something. It produced money that I’ve never had before. I never had that much money.
So after I ⁓ got that business funding, the thought came to me like, you know what? Let me see how I can help other people get positioned through credit repair.
and then ⁓ help them get business funding so that they can fulfill the vision and the dream that’s on their heart as they got put, you know, on their mind so that they could bring their dream into reality because a lot of times the gap is people don’t have money, you know? That’s what you have to use a lot of times to get started in anything. So as I recognized that, I realized that credit repair and business funding was going to be a vital way that I could help people. So in a nutshell, I that was kind of a lot.
That’s how I got started on this track.
Dylan Silver (10:55)
Well, it’s it’s an incredible testimony and I think you mentioned being able to get a fifty thousand dollar line of credit or credit card and also a rental property from credit repairs really starting out with the credit repair and then getting into a business funding. It’s it’s really the proof is in the pudding. Right. So you experienced it yourself. You said, OK, this is proof of concept. How can I do this for other people? I mean,getting a large line of credit like that and a rental property would probably do it for a lot of people. Once you had that proof of concept, did you immediately start embarking out on helping other people go through the same thing?
Daniel McDavid (11:42)
Yes, I did. worked with people who were close with me first, know, like family. And then I started working with a couple of friends. And then as they started getting results, they started telling me like, man, like, thank you. Like this was, this was exactly what I needed. And they started letting me know that what I had was very valuable. So then after I realized, I mean, I knew it was valuable from a personal experience. But after I seen that, I realized like, man, you know what? Let me, let me take this more seriously. Let me, let me see.what I can do on a larger scale to help more people because that’s really the goal like I said to serve people ⁓ in as many ways as I can and since I now have this knowledge and this information I just want to bless people so here I am.
Dylan Silver (12:28)
Unbelievable. And I think, you know, one of the things that is so pertinent right now across the country, you’re in California. I’m a Texas licensed realtor, but actually live abroad right now. It’s the affordability of housing and for folks to be able to get into housing. And a lot of times people have difficulty with credit or there could be lots of different, you know, stress points, whether it’s down payment, whether it’s just lack of knowledge in general.I’m curious in your work, do you help folks with any of that as well as far as positioning them or advising them on, know, this is what you should do or this is who I can connect you with in order to maybe ⁓ have best success or the highest likelihood of success in purchasing their first home.
Daniel McDavid (13:18)
⁓ you know, it’s very interesting. So I’m in Airbnb, but what I do is rental arbitrage. They don’t own any homes. ⁓ not yet, but I’m looking to get into that down the line. But I do have resources. So after I, ⁓ they call it.have been doing this business for as long as I’ve been doing it, I actually became known by something called the Los Angeles Real Estate Association. And what they are is they’re a group of investors and realtors. And after I was able to get into this group, they, you know, they utilize me a lot. send a lot of clients to me to get their credit repaired so that they can continue with getting the properties and all that good stuff. But as of right now,
Like they’re my resources that I utilize. So if a person works with me and they do credit repair, then what I usually do is I’ll share, ⁓ or excuse me, refer the person to the connections that I have. So yeah, I do have.
Dylan Silver (14:18)
That’s a huge thing that referralnetwork is really everything. I tell folks this and I’m sure you’ve experienced this in your business and we actually mentioned it before hopping on here is there might be one ⁓ part of your business, a niche within a niche such as you know folks who need the credit repair but then once they’ve repaired their credit or they’re in the process and they’re close to where they want to be then they may be thinking okay well now what do I do right and that’s where the business funding
comes in, LLC creation I think is another big, big portion of that. It’s nice to be able to go to one person for all of these. I think probably you’ve seen this as well Daniel, is that there’s folks who may do one of them, they may help them with the business funding, they may help them with LLC creation, but credit repair is separate. You’re really a one stop shop for all of that and it helps folks again.
Once they’ve ⁓ graduated from one niche within the niche, credit repair, and to the next phase, you can really help them twice.
Daniel McDavid (16:09)
Definitely. you know, what’s great is I have this course. It’s called the Business Ready Course. And in this course, what I do is I equip people with the knowledge they need before they start a business.Because a lot times people don’t really know what goes into like keeping your business active and having a business they can actually be, you know, get business funding because not all ⁓ businesses can get funding because there are certain restrictions when it comes to names. So there’s a lot of things that I go over in this course. It’s over 10 hours. And really what it is, it’s just like going over the details of my own personal transformation mixed with giving an individual the information they need to succeed so that they can succeed.
successfully launched their business. It’s over 10 hours of information in this course. And so far, the people that have utilized it, I have this really awesome, ⁓ what’s it called, friend. It’s actually my girl’s ⁓ coworker.
She was trying to get started in business and after she got started with my course, she was able, after she completed it, to make $15,000 in her first month. Now that really surprised me to be honest with you, but I recognized that a lot of times it’s not like people don’t have the passion for what they’re doing, they just don’t know how to do it legally, right? Cause if a person is doing business without an LLC, technically they’re doing business but
The government doesn’t recognize what you’re doing. They’re unaware. So after I connected her and gave her all the information and insight with the ⁓ LLC stuff, her own passion, her own business that she was doing was able to scale infinitely because she had all these other things that she was unaware of before. So that’s when I realized that I’m just like a spark. Like the people already have the information and the stuff within them. And all I am is just giving them the information that they did not know in that course. ⁓
Dylan Silver (18:08)
It’s huge.Daniel McDavid (18:09)
SoI just wanted to add that. Yeah, because sometimes people are not ready to create an LLC. a person is not good at managing their own personal finances, it’s probably not a good idea to try to get a business and manage business finances. You got to start somewhere. So these are the things that I go over on my course, just the basics.
Dylan Silver (18:29)
No, yeah, that’s exactly right. You’ve got to start somewhere. And then, you know, again, being able to graduate folks who may look at the credit repair and may look at ⁓ the course and then also can be helped on the flip side with LLC creation business funding. It’s really a great. You know, repeat and referral business that you have. So congrats on that, Daniel. We are coming up on time here, though. Where can folks go ifMaybe they’re in Los Angeles, right? But maybe they’re across the country and would like to reach out to you. They’d like your feedback on their situation or just like to get in contact with you.
Daniel McDavid (19:10)
They can reach out to me ⁓ in two different places. They can reach out to me on my Instagram, is Dan New McDavid1. And then they can reach out to me at the number that I have right here. It’s 949-434-0113. They can reach out to me at that number and they can answer their questions. And you know what? Just to take it a step further, if they’re really…Interested in the stuff that I’m talking about, but they just want to get a small piece of it What they can do is they can go on to Amazon. I have a Physical book in ebook in an audiobook is called business ready prepare for success Everything you must know and do before you start your business They can go on there and purchase that book There’s one for I believe dollars and then there’s another one for $20 and they can
purchase these resources to get more information before they want to jump in all the way. I know that book will bust in. It’s like an intro to the things that’s in the course.
Dylan Silver (20:15)
Daniel, thank you so much for coming on the show here today.
